1. Home
  2. Michigan
  3. Shiawassee County
  4. Owosso
  5. 3rd Ave

645 3rd Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 645 3rd Ave, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Aug 2023)
Tax Bill$5,093 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN050-670-004-001-00

Property Details

APN / Parcel Number

Primary APN050-670-004-001-00

Exterior

Lot Area22,651 sqft (0.52 acres)
Lot Dimensions132 ft deep x 173 ft wide

Location & Zoning

Street Address645 3RD AVE
CityOWOSSO
StateMI
Zip48867-2129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 N 41.25' OF LOT 6 & THE E 10' OF ABUTTING ALLEY BLK 4 H N & S A WILLIAMS ADD
Legal SubdivisionWILLIAMS ADD
Legal Block4
Legal Lot NumberN,1-2
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2015
Census Tract30400

Owner

Source: Shiawassee County records · APN 050-670-004-001-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 3RD AVE, OWOSSO, MI 48867-2129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 16, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLG HOLDINGS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleJun 12, 2015 · Amount on Record
Deed Document Number20233374021
Deed Book / Page1309 / 858
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateJul 22, 2026
Property Address645 3RD AVE, OWOSSO, MI 48867-2129
Document Number0003405412
Book / Page1340 / 798
Instrument DateJul 17, 2026
Instrument20263405412
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 3RD AVE, OWOSSO, MI 48867-2129

Mortgage

Document Number0003405412,
DateJul 22, 2026
Book Page1340/798
Instrument20263405412
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateAug 16, 2023
Property Address645 3RD AVE, OWOSSO, MI 48867-2129
Document Number0013090858
Book / Page1309 / 858
Map ReferenceLB 1 PG 107
Instrument DateAug 14, 2023
Instrument3374021
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address645 3RD AVE, OWOSSO, MI 48867-2129

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 3RD AVE, OWOSSO, MI 48867-2129

Mortgage

Document Number0013090995
DateAug 22, 2023
Book Page1309/995
Instrument3374158
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address645 3RD AVE, OWOSSO, MI 48867-2129
Transaction TypeMortgage
Record UpdatedAug 06, 2021
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 3RD AVE, OWOSSO, MI 48867-2129

Mortgage

Document Number0012850232
DateJul 21, 2021
Book Page1285/232
Instrument3349021
Lender
NameBLG HOLDINGS INC
TypeNon-Lending Institution
AddressFLINT, MI 48532
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$138,200 (+8.22%)$276,400 (+8.22%)
2025$5,093.00 (+39.57%) Homeowner's exemption$127,700 (+21.39%)$255,400 (+21.39%)
2023$3,649.00 Homeowner's exemption$105,200$210,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures