630 3rd Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 630 3rd Ave, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (May 2017)
Tax Bill	$258 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-670-003-009-00`

Property Details

APN / Parcel Number

Primary APN	`050-670-003-009-00`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	630 3RD AVE
City	OWOSSO
State	MI
Zip	48867-2130
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 8 BLK 3 H N & S A WILLIAMS ADD INCLUDING 12 CLOSED ALLEY
Legal Subdivision	WILLIAMS ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2016
Census Tract	30400

Owner

Source: Shiawassee County records · APN 050-670-003-009-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	915 W KING ST, OWOSSO, MI 48867-2121
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 18, 2022	Intrafamily Transfer, Transfer
Sep 16, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Document Number	20173297960
Deed Book / Page	1234 / 652
Last Transfer Date	Jul 18, 2022
Transfer Doc	0012980626
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	630 3RD AVE, OWOSSO, MI 48867-2130
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 W KING ST, OWOSSO, MI 48867-2121

Mortgage

Document Number	0013130252
Date	Dec 28, 2023
Book Page	1313/252
Instrument	3377482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 18, 2022
Property Address	630 3RD AVE, OWOSSO, MI 48867-2130
Document Number	0012980626
Book / Page	1298 / 626
Map Reference	LB 1 PG 107
Instrument Date	Jul 18, 2022
Instrument	3362567
Transaction Type	Transfer
Record Updated	Aug 04, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 W KING ST, 915, OWOSSO, MI 48867-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 W KING ST, OWOSSO, MI 48867-2121

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 16, 2019
Property Address	630 3RD AVE, OWOSSO, MI 48867-2130
Document Number	0012610193
Book / Page	001261 / 000193
Instrument Date	Sep 09, 2019
Instrument	3324759
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,792.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	915 W KING ST OWOSSO MI 488672121, OWOSSO, MI 48867-2121

Mortgage

Document Number	12610194
Date	Sep 16, 2019
Book Page	001261/000194
Instrument	3324760

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,000 (+7.69%)	$14,000 (+7.69%)
2025	$258.00 (+4.88%)	$6,500 (+12.07%)	$13,000 (+12.07%)
2024	$246.00
2023	$246.00	$5,800	$11,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
DayStarr	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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