Cass County property record for 645 2nd St, Arthur, ND 58006
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,477 sqft · built 2016 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,735 (Jun 2016) |
| Tax Bill | $3,738 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-0155-00060-000 |
| Primary APN | 08-0155-00060-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Porch | Slab |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 645 2ND ST |
|---|---|
| City | ARTHUR |
| State | ND |
| Zip | 58006-4124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 1 BLOCK: 2 ADDITION: SMOKING TREE ADDITION ADDITIONAL: SMOKING TREE ADDN LT 1 BLK 2 |
| Legal Subdivision | SMOKING TREE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CASS ND |
| Township / Civil Division | ARTHUR |
| Census Block Group | 2 |
| Census Block | 2211 |
| Census Tract | 40200 |
645 2nd St is owned and occupied by two individuals who bought it in June 2016.
Source: Cass County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 2ND ST, ARTHUR, ND 58006-4124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on File |
| Deed Sale | Jun 1, 2016 · Amount on File |
| Prior Sale | Nov 18, 2015 · Amount on File |
| Deed Document Number | 20161478722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 645 2ND ST, ARTHUR, ND 58006-4124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001679407 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 1679407 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 17, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 645 2nd St was $3,738.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Arthur City |
| Unified School District | Northern Cass Public School District 97 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,738.00 | $194,100 Land $12,200 Building $181,900 | $388,200 Land $24,400 Building $363,800 |
| 2023 | $4,809.00 | $178,050 Land $12,200 Building $165,850 | $356,100 Land $24,400 Building $331,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 84% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARTHUR serves 337 people · EPA ID ND0900035 |
|---|---|
| Water Source | Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CASS RURAL WATER DISTRICT FARGO |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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