640 2nd St, Arthur, ND 58006 Property Records

Cass County property record for 640 2nd St, Arthur, ND 58006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,722 sqft · built 2014
Lot Size	0.59 acres (25,603 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification Aug 2019 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-0155-00050-000`

Property Details

APN / Parcel Number

Primary APN	`08-0155-00050-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Unfinished Basement	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,603 sqft (0.59 acres)
Garage Type	Attached
Garage Area	888 sqft
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	640 2ND ST
City	ARTHUR
State	ND
Zip	58006-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 5 BLOCK: 1 ADDITION: SMOKING TREE ADDITION ADDITIONAL: SMOKING TREE ADDN LT 5 BLK 1
Legal Subdivision	SMOKING TREE
Legal Block	1
Legal Lot Number	5
Jurisdiction	CASS ND
Township / Civil Division	ARTHUR
Census Block Group	2
Census Block	2211
Census Tract	40200

Owner

640 2nd St is owned and occupied by two individuals who acquired it in October 2009.

Source: Cass County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 2ND ST, ARTHUR, ND 58006-4124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Loan Modification, Mortgage BANKNORTH
Aug 7, 2019	Loan Modification, Mortgage BANKNORTH
Sep 19, 2018	Loan Modification, Mortgage BANKNORTH
Jun 20, 2018	Loan Modification, Consolidation and Extension, Mortgage FIRST ST BK/ND
Feb 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK/ND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2009
Deed Sale	Oct 1, 2009
Deed Document Number	20091277808
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	640 2ND ST, ARTHUR, ND 58006-4124
Document Number	0001573527
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 2ND ST ARTHUR ND 58006, ARTHUR, ND 58006

Mortgage

Document Number	0001573527
Date	Oct 7, 2019
Instrument	1573527

Lender

Name	BANKNORTH
Type	Bank
Address	ARTHUR, ND 58006-0098

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 6, 2024

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	640 2ND ST, ARTHUR, ND 58006-4124
Document Number	0001570087
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 2ND ST ARTHUR ND 58006, ARTHUR, ND 58006

Mortgage

Document Number	0001570087
Date	Aug 27, 2019
Instrument	1570087

Lender

Name	BANKNORTH
Type	Bank
Address	ARTHUR, ND 58006-0098

Agreement

Term	60 Months
Due	Aug 26, 2024

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	640 2ND ST, ARTHUR, ND 58006-4124
Document Number	0001547392
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 2ND ST ARTHUR ND 58006, ARTHUR, ND 58006

Mortgage

Document Number	0001547392
Date	Sep 20, 2018
Instrument	1547392

Lender

Name	BANKNORTH
Type	Bank
Address	ARTHUR, ND 58006-0098

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 19, 2019

June 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	CASS ND
Property Address	640 2ND ST, ARTHUR, ND 58006-4124
Document Number	0001540316
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73 ARTHUR ND 580060073, ARTHUR, ND 58006-0073

Mortgage

Document Number	0001540316
Date	Jun 21, 2018
Instrument	1540316

Lender

Name	FIRST ST BK/ND
Type	Bank
Address	ARTHUR, ND 58006-0098

Agreement

Term	12 Months
Due	Jun 20, 2019

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASS ND
Recording Date	Feb 7, 2017
Property Address	640 2ND ST, ARTHUR, ND 58006-4124
Instrument Date	Feb 6, 2017
Instrument	1502751
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73 ARTHUR ND 580060073, ARTHUR, ND 58006-0073

Mortgage

Document Number	0001502751
Date	Feb 7, 2017
Instrument	1502751

Lender

Name	FIRST ST BK/ND
Type	Bank
Address	ARTHUR, ND 58006-0098

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 6, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 640 2nd St was $5,716.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Arthur City
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,716.00	$281,400 Land $13,100 Building $268,300	$562,800 Land $26,200 Building $536,600
2023	$6,558.00 (+9.52%)	$259,800 (+8.43%) Land $13,100 Building $246,700	$519,600 (+8.43%) Land $26,200 Building $493,400
2022	$5,988.00	$239,600 Land $13,100 Building $226,500	$479,200 Land $26,200 Building $453,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARTHUR serves 337 people · EPA ID ND0900035
Water Source	Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State Inspection	Sep 2024
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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