6449 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6449 Abel St, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,996 sqft · built 1999
Lot Size	0.178 acres (7,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Dec 2022)
Tax Bill	$8,371 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-280325`

Property Details

APN / Parcel Number

Primary APN	`01-280325`
Alternative APNs	`1280325` `280325`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,996 sqft Total Area
Basement Area	741 sqft
Finished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,744 sqft (0.178 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	252 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	280325
Street Address	6449 ABEL ST
City	ELKRIDGE
State	MD
Zip	21075-5298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 8 7,744 SQ' 6449 ABEL ST WILLIAMS KNOLL SEC 1
Legal Subdivision	WILLIAMS KNOLL SEC 01
Legal Lot Number	8
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6449 ABEL ST, ELKRIDGE, MD 21075-5298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	May 18, 2000 · Amount on Record
Deed Book / Page	21834 / 348
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 27, 2022
Property Address	6449 ABEL ST, ELKRIDGE, MD 21075-5298
Document Number	0218340348
Book / Page	21834 / 348
Map Reference	PL 13059-13062
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6449 ABEL ST, ELKRIDGE, MD 21075-5298

Mortgage

Document Number	0021834355
Date	Dec 27, 2022
Instrument	21834/355

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,371.00 (+3.1%) Homeowner's exemption	$558,800 (+5.46%) Land $192,300 Building $366,500	$558,800 (-) Land $192,300 Building $366,500
2025	$8,119.00 (+58.33%) Homeowner's exemption	$529,867 (+12.26%)	$558,800 (+18.39%) Land $192,300 Building $366,500
2023		$472,000 Land $237,300 Building $234,700	$472,000 Land $237,300 Building $234,700
2022	$5,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20