Howard County property record for 6444 Abel St, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,900 sqft · built 1999 |
| Lot Size | 0.161 acres (6,993 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (May 2013) |
| Tax Bill | $7,631 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-280589 |
| Primary APN | 01-280589 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Total Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,993 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 280589 |
|---|---|
| Street Address | 6444 ABEL ST |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 31 6,993 SQ' 6444 ABEL ST WILLIAMS KNOLL SEC 1 |
| Legal Subdivision | WILLIAMS KNOLL SEC 01 |
| Legal Lot Number | 31 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 601206 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6444 ABEL ST, ELKRIDGE, MD 21075-5297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 12, 2018 | Loan Modification, Mortgage · Conventional with PMI CARRINGTON MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2013 · Amount on Record |
| Deed Sale | May 16, 2013 · Amount on Record |
| Prior Sale | Dec 18, 2009 · Amount on Record |
| Deed Book / Page | 14916 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6444 ABEL ST, ELKRIDGE, MD 21075-5297 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 6444 ABEL ST, ELKRIDGE, MD 21075-5297 |
| Document Number | 0217760115 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 21776/115 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6444 ABEL ST, ELKRIDGE, MD 21075-5297 |
| Document Number | 0184780382 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6444 ABEL ST ELKRIDGE MD 210755297, ELKRIDGE, MD 21075-5297 |
| Document Number | 0184780382 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 018478/000382 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2048 |
| Rate | 4.75% |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,631.00 (+3.63%) | $485,300 (+3.6%) Land $188,900 Building $296,400 | $485,300 (-) Land $188,900 Building $296,400 |
| 2025 | $7,364.00 (+55.95%) | $468,433 (+7.76%) | $485,300 (+11.64%) Land $188,900 Building $296,400 |
| 2023 | $434,700 Land $233,900 Building $200,800 | $434,700 Land $233,900 Building $200,800 | |
| 2022 | $4,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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