6448 French River Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 6448 French River Rd, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.75 Baths
Year Built	Built 1995
Square Footage	1,040 sqft Gross Area
Lot Size	350,222 sqft (8.04 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2017)
Tax Bill	$3,314.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`485-0010-03295`
Alternative APN	`1092003`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Building Area	1,040 sqft Gross Area
1st Floor	1,040 sqft 1st Floor
Basement Area	936 sqft Basement
Finished Basement	936 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	350,222 sqft (8.04 acres)
Garage Area	672 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	510 sqft Deck
Sauna	Sauna
Storage Building	96 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	1092003
Street Address	6448 FRENCH RIVER RD
City	DULUTH
State	MN
Zip	55804-9712
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SLY 265 FT OF NLY 530 FT OF SW 1/4OF NE 1/4 SERIAL #
Legal Range	13W
Legal Township	52N
Legal Section	21
Legal Subdivision	NORMANNA TOWN OF 52-13
Jurisdiction	ST LOUIS MN
Minor Civil Division	NORMANNA
Census Blockgroup	1
Census Block	1092
Census Tract	10601

Owner

Source: St. Louis County records · APN 485-0010-03295

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6448 FRENCH RIVER RD, DULUTH, MN 55804-9712
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2020	Quit Claim Deed, Transfer NATIONAL BK/CMRC
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Aug 30, 2010 · Amount on Record
Deed Doc Number	2017985093
Last Transfer Date	Jun 26, 2020
Transfer Doc	00T1025468
Record Refreshed	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 07, 2020
Property Address	6448 FRENCH RIVER RD, DULUTH, MN 55804-9712
Document Number	00T1025468
Instrument Date	Jun 26, 2020
Instrument	T1025468
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	6448 FRENCH RIVER RD DULUTH MN 558049712, DULUTH, MN 55804-9712

Mortgage

Document Number	T1025469
Date	Jul 07, 2020
Instrument	T1025469

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 22, 2017
Property Address	6448 FRENCH RIVER RD, DULUTH, MN 55804-9712
Document Number	000T985093
Instrument Date	May 19, 2017
Instrument	T985093
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	6448 FRENCH RIVER RD DULUTH MN 558049712, DULUTH, MN 55804-9712

Mortgage

Document Number	T985094
Date	May 22, 2017
Instrument	T985094

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Normanna Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,314.00 (+10.47%) Homeowner's exemption
2025	$3,000.00 (-3.47%) Homeowner's exemption	$336,000 (+13.63%) Land $88,600 Building $247,400	$336,000 (+13.63%) Land $88,600 Building $247,400
2024	$3,108.00	$295,700 (+2.25%) Land $78,000 Building $217,700	$295,700 (+2.25%) Land $78,000 Building $217,700
2022		$289,200 Land $75,000 Building $214,200	$289,200 Land $75,000 Building $214,200

Flood & Wildfire

6448 French River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 39th in Minnesota
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

6448 French River Rd, Duluth, MN 55804 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on French River Rd

Nearby Streets

Search Property Records by Address or Parcel Number