6447 Windy Wheat Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6447 Windy Wheat Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,356 sqft · built 1993
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA932000423

Property Details

APN / Parcel Number

Primary APNA932000423
Alternative APN
  • 2-0069-6860-00-0060.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
1st Floor Area1,356 sqft
Basement Area1,316 sqft

Exterior

Year BuiltBuilt 1993
Architectural StyleRanch
Exterior MaterialVinyl
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA932000423
Old Parcel NumberA932000423
Street Address6447 WINDY WHEAT DR
CityO FALLON
StateMO
Zip63368-7833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATFIELD #6 LOT 60
Legal Range03E
Legal Township46N
Legal SubdivisionWHEATFIELD #6
Legal Lot Number60
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3007
Census Tract311739

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6447 WINDY WHEAT DR, O FALLON, MO 63368-7833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleNov 12, 2002
Last Transfer DateMar 5, 2007
Transfer Doc0047002312
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address6447 WINDY WHEAT DR, O FALLON, MO 63368-7833
Document Number0071891968
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address6447 WINDY WHEAT DR O FALLON MO 633687833, O FALLON, MO 63368-7833

Mortgage

Document Number0071891968
DateNov 27, 2019
Book Page007189/001968
Instrument682340
Lender
NameFIRST ST BK/ST CHARLES
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term180 Months
DueNov 26, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$49,734
2022$261,758 Land $45,000 Building $216,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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