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6428 Windy Wheat Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 6428 Windy Wheat Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,967 sqft · built 1993
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on Record
Last Sale$299,900 (Nov 2023)
Tax Bill$3,315 (2025)
Deeds & MortgagesNov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA932000430

Property Details

APN / Parcel Number

Primary APNA932000430
Alternative APN
  • 2-0069-6860-00-0079.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,967 sqft Living Area
Gross Area2,657 sqft
1st Floor Area1,161 sqft
Basement Area1,008 sqft
Finished Basement806 sqft
Unfinished Basement202 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area21 sqft
Deck AreaDeck Area
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA932000430
Street Address6428 WINDY WHEAT DR
CityO FALLON
StateMO
Zip63368-7832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHEATFIELD #6 LOT 79
Legal SubdivisionWHEATFIELD #6
Legal Lot Number79
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3010
Census Tract311739

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6428 WINDY WHEAT DR, O FALLON, MO 63368-7832
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleJan 15, 2019 · Amount on Record
Deed Document Number202348686
Last Transfer DateSep 6, 2024
Transfer Doc0000037515
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 30, 2023
Property Address6428 WINDY WHEAT DR, O FALLON, MO 63368-7832
Document Number0000048686
Map ReferenceMB 31 PG 32
Instrument DateNov 28, 2023
Instrument2023R-048686
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address903 WEATHERSTONE DR, SAINT CHARLES, MO 63304-4567

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6428 WINDY WHEAT DR, O FALLON, MO 63368-7832

Mortgage

Document Number0000048687
DateNov 30, 2023
Instrument2023R-048687
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,651 (-)$266,586 (-) Building $266,586
2025$3,315.00$50,651 (+8.84%)$266,586 (+8.84%)
2023$46,539
2022$244,944 Land $45,000 Building $199,944

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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