6447 Shady Side Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 6447 Shady Side Rd, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,312 sqft · built 2018
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Mar 2016)
Tax Bill	$7,855 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-000-90037284`

Property Details

APN / Parcel Number

Primary APN	`07-000-90037284`
Alternative APNs	`7-000-90037284` `00090037284`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,312 sqft Living Area
Gross Area	3,730 sqft
1st Floor Area	2,574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	104,980 sqft
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	647 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090037284
Street Address	6447 SHADY SIDE RD
City	SHADY SIDE
State	MD
Zip	20764-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 5 OR 2.413 ACRES COLEMAN PROP
Legal Subdivision	COLEMAN PROP
Legal Block	3
Legal Lot Number	5
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	707001

Owner

6447 Shady Side Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6447 SHADY SIDE RD, SHADY SIDE, MD 20764-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 3, 2026	Intrafamily Transfer, Transfer FIRST QUALITY TITLE, FIRST EQUITY TITLE
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Jun 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SEVERN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2016 · Amount on File
Deed Sale	Mar 10, 2016 · Amount on File
Prior Sale	Oct 16, 2007 · Amount on File
Deed Book / Page	29352 / 156
Last Transfer Date	Dec 18, 2025
Transfer Doc	0420450120
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	6447 SHADY SIDE RD, SHADY SIDE, MD 20764-9714
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0421130157
Date	Feb 25, 2026
Book Page	42113/157

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 3, 2026
Property Address	6447 SHADY SIDE RD, SHADY SIDE, MD 20764-9714
Document Number	0420450120
Book / Page	42045 / 120
Map Reference	LB 3500 FO 690
Instrument Date	Dec 18, 2025
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	FIRST QUALITY TITLE, FIRST EQUITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6447 SHADY SIDE RD, SHADY SIDE, MD 20764-9714

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	6447 SHADY SIDE RD, SHADY SIDE, MD 20764-9714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0341860429
Date	Feb 11, 2020
Book Page	34186/429

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 14, 2017
Property Address	6447 SHADY SIDE RD, SHADY SIDE, MD 20764-9714
Document Number	0310380495
Book / Page	031038 / 000495
Instrument Date	May 24, 2017
Transaction Type	Construction Loan
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6447 SHADY SIDE RD SHADY SIDE MD 20764, SHADY SIDE, MD 20764

Mortgage

Document Number	310380495
Date	Jun 14, 2017
Book Page	031038/000495

Lender

Name	SEVERN SVGS BK
Type	Federal Savings Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6447 Shady Side Rd was $7,855, up 2.3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,000 (+7.94%) Land $156,800 Building $679,200	$836,000 (-) Land $156,800 Building $679,200
2025	$7,855.00 (+2.32%) Homeowner's exemption	$774,500	$836,000 Land $156,800 Building $679,200
2024	$7,677.00 (+10.29%)
2023	$6,961.00 Homeowner's exemption	$651,500 Land $156,800 Building $494,700	$651,500 Land $156,800 Building $494,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6447 Shady Side Rd in Zone X, an area of minimal flood risk, though there have been 242 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6447 Shady Side Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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