6432 Shady Side Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 6432 Shady Side Rd, Shady Side, MD 20764

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1955
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Feb 2026)
Tax Bill$3,577 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-000-03885600

Property Details

APN / Parcel Number

Primary APN07-000-03885600
Alternative APNs
  • 7-000-03885600
  • 00003885600

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00003885600
Street Address6432 SHADY SIDE RD
CitySHADY SIDE
StateMD
Zip20764-9715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.5 ACRE W SHADY SIDE
Legal SubdivisionW SHADY SIDE
Legal Block3
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group3
Census Block3000
Census Tract707001

Owner

6432 Shady Side Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address6432 SHADY SIDE RD, SHADY SIDE, MD 20764-9715
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Oct 2, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2026 · Amount on File
Deed SaleFeb 13, 2026 · Amount on File
Prior SaleApr 7, 2025 · Amount on File
Deed Book / Page42079 / 203
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 13, 2026
Property Address6432 SHADY SIDE RD, SHADY SIDE, MD 20764-9715
Document Number0420790203
Book / Page42079 / 203
Map ReferenceMB 886 PG 450
Instrument DateFeb 11, 2026
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyEAGLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,037.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6432 SHADY SIDE RD, SHADY SIDE, MD 20764-9715

Mortgage

Document Number0042079213
DateFeb 13, 2026
Instrument42079/213
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address6432 SHADY SIDE RD, SHADY SIDE, MD 20764-9715
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0325320284
DateOct 2, 2018
Book Page32532/284
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressLEESBURG, VA 20175
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6432 Shady Side Rd was $3,577, up 39.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$294,700 (+5.11%) Land $140,000 Building $154,700$294,700 (-) Land $140,000 Building $154,700
2025$3,577.00 (+39.45%)$280,367$294,700 Land $140,000 Building $154,700
2024$2,565.00 (+27.87%)
2023$2,006.00 Homeowner's exemption$251,700 Land $140,000 Building $111,700$251,700 Land $140,000 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6432 Shady Side Rd in Zone X, an area of minimal flood risk, though there have been 242 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 135 policies
Nearby Flood Policies135 in force
Nearby Flood Claims242 (1979–2024)
Claims Outside the SFHA12 of 242
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6432 Shady Side Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Shady Side Rd

Nearby Streets

Search Property Records by Address or Parcel Number