6446 N Wave Pt, Hernando, FL 34442 Property Records

Citrus County property record for 6446 N Wave Pt, Hernando, FL 34442 · Last verified August 2026

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 1 ba · 972 sqft · built 1973
Lot Size	0.412 acres (17,934 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Jan 2025)
Tax Bill	$140 (2025)
Deeds & Mortgages	Jan 2025 Transfer
Flood Zone	Zone AE (high risk)
APN	`20E-18S-06-1A000-007.0`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-06-1A000-007.0`
Alternative APNs	`20E-18S-06-0000-1A000-0070` `0618S20E1A0000070` `3520955` `3528419`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	17,934 sqft (0.412 acres)
Lot Dimensions	165 ft deep x 110 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	176 sqft
Deck Area	Deck Area
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3528419
Street Address	6446 N WAVE PT
City	HERNANDO
State	FL
Zip	34442-3626
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ARROWHEAD CAMPSITES UNREC SUB LOT 7 DESC AS: COM AT THE NE CORNER OF SEC 6-18-20 TH S 00DEG 03M 22S E AL THE E BNDRY OF SD SEC A DIS OF 1482.69 FT TO THE NWLY R/W LN OF TSALA APOPKA OUTFALL CANAL TH N 56DEG 46M 32S E A DIS OF 30.38 FT TH N 24DEG 22M
Legal Range	20E
Legal Township	18S
Legal Section	06
Legal Subdivision	ARROWHEAD CAMPSITES (MORTON)
Legal Block	1A000
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1011
Census Tract	450800

Owner

Source: Citrus County records · APN 20E-18S-06-1A000-007.0

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6445 N WAVE PT, HERNANDO, FL 34442-3627
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Dec 19, 2005 · Amount on Record
Deed Document Number	20255126
Deed Book / Page	3535 / 685
Record Updated	Sep 20, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 28, 2025
Property Address	6446 N WAVE PT, HERNANDO, FL 34442-3626
Document Number	0035350685
Book / Page	3535 / 685
Instrument Date	Jan 28, 2025
Instrument	2025005126
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11457 75TH AVE N, HERNANDO, FL 34442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 N WAVE PT, HERNANDO, FL 34442-3627

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$140.00 (+3.7%)	$7,700 (-84.75%) Land $7,700	$7,700 (-84.75%) Land $7,700
2024	$135.00 Homeowner's exemption Additional exemption filed	$50,506 (+14.36%) Land $4,680 Building $45,826	$50,506 (+14.36%) Land $4,680 Building $45,826
2023	$135.00 Homeowner's exemption Additional exemption filed	$44,165 (+9.01%) Land $4,680 Building $39,485	$44,165 (+9.01%) Land $4,680 Building $39,485
2022	$135.00 Homeowner's exemption Additional exemption filed	$40,513 Land $4,680 Building $35,833	$40,513 Land $4,680 Building $35,833

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174508001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 57 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force 47 of 57 on primary residences
Nearby Flood Claims	66 (1997–2024)
Claims Outside the SFHA	2 of 66
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 9 claims Hurricane Frances (Oct 2004), 27 claims Severe Storms, High Winds, Tornadoes, And Flooding (Mar 1998), 15 claims

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 239 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.