6438 N Wave Pt, Hernando, FL 34442 Property Records

Citrus County property record for 6438 N Wave Pt, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details4 bd · 1 ba · 972 sqft · built 1973
Lot Size0.412 acres (17,934 sqft)
OwnerIndividual Name on Record
Flood ZoneZone AE (high risk)
APN20E-18S-06-1A000-008.0

Property Details

APN / Parcel Number

Primary APN20E-18S-06-1A000-008.0
Alternative APNs
  • 20E-18S-06-0000-1A000-0080
  • 3528420

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleMobile Home
Exterior MaterialWood Siding
Roof MaterialMetal
Lot Area17,934 sqft (0.412 acres)
Lot Dimensions165 ft deep x 110 ft wide
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number3528420
Street Address6438 N WAVE PT
CityHERNANDO
StateFL
Zip34442-3626
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeCLRMH
Legal DescriptionARROWHEAD CAMPSITES UNREC SUB LOT 8: COM AT NE COR OF SEC 6 TH S 0 DEG 3M 22S E AL E BDRY OF SEC 6 1482.69 FT TO NW LY R/W LN OF TSALA APOPKA OUTFALL CANAL TH N 56 DEG 46M 32S E AL NWLY R/W LN OF CANAL 30.38 FT TH N 24 DEG 22M 1 9S W 165 FT TH S 56 D
Legal SubdivisionARROWHEAD CAMPSITES (MORTON)
Legal Lot Number8
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1011
Census Tract450800

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11457 75TH AVE, SEMINOLE, FL 33772-5320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$18,946$54,868 Land $7,700 Building $47,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims66 (1997–2024)
Claims Outside the SFHA2 of 66
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Frances, Oct 2004 · 27 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 64% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Wave Pt

Nearby Streets

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