6444 Spruce St, Milton, FL 32570 Property Records

Santa Rosa County property record for 6444 Spruce St, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,430 sqft · built 1972
Lot Size0.486 acres (21,170 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Mar 2017)
Tax Bill$2,668 (2025)
Deeds & MortgagesMar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-2N-28-1270-00600-0070

Property Details

APN / Parcel Number

Primary APN21-2N-28-1270-00600-0070
Alternative APN
  • N282211270006000070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area2,826 sqft
1st Floor Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area21,170 sqft (0.486 acres)
Lot Dimensions200 ft deep x 106 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area876 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6444 SPRUCE ST
CityMILTON
StateFL
Zip32570-6583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 7 BLK 6 FOREST GROVE AS DES IN OR 4503 PG 1645 & AS DES IN OR 4508 PG 1064
Legal Range28W
Legal Township2N
Legal Section21
Legal SubdivisionFOREST GROVE
Legal Block6
Legal Lot Number7
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group2
Census Block2014
Census Tract10506

Owner

6444 Spruce St is owned by an individual who acquired it in May 2024.

Source: Santa Rosa County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2, MILTON, FL 32572-0002
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2017 · Amount on File
Deed SaleMar 8, 2017 · Amount on File
Prior SaleMay 1, 2016 · Amount on File
Deed Document Number20179110
Deed Book / Page3605 / 131
Last Transfer DateMay 20, 2024
Transfer Doc0000022193
Record UpdatedOct 29, 2026

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 8, 2017
Property Address6444 SPRUCE ST, MILTON, FL 32570-6583
Document Number0036050131
Book / Page003605 / 000131
Instrument DateFeb 28, 2017
Instrument9110
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyEQUITABLE TITLE/MID-FLORIDA LL

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6444 SPRUCE ST MILTON FL 325706583, MILTON, FL 32570-6583

Mortgage

Document Number36050133
DateMar 8, 2017
Book Page003605/000133
Instrument9111
Lender
NameHOME MTG/AMERICA
TypeMortgage Company
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 7, 2047

Mortgage

Document Number36050143,
DateMar 8, 2017
Book Page003605/000143
Instrument9112
Lender
NameMISCELLANEOUS GOVT AGCY
AddressMILTON, FL 32583
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6444 Spruce St was $2,668, up 208.1% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,668.00 (+208.08%)$215,863 (+71.3%) Land $30,000 Building $185,863$215,863 (+7.92%) Land $30,000 Building $185,863
2024$866.00 (+3.96%) Homeowner's exemption Senior Citizen's exemption$126,014 (+3%)$200,019 (+2.28%) Land $19,500 Building $180,519
2023$833.00 (+3.87%) Homeowner's exemption Senior Citizen's exemption$122,344 (+3%)$195,559 (+3.74%) Land $17,500 Building $178,059
2022$802.00 Homeowner's exemption Senior Citizen's exemption$118,781$188,511 Land $16,000 Building $172,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6444 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6444 Spruce St is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT BAKER WATER SYSTEM, INC.
private · serves 11,318 people · EPA ID FL1570540
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

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