Santa Rosa County property record for 6433 Spruce St, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,339 sqft · built 1965 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,500 (Dec 2023) |
| Tax Bill | $3,176 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2N-28-0000-02100-0000 |
| Primary APN | 21-2N-28-0000-02100-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,339 sqft Living Area |
| Gross Area | 3,599 sqft |
| 1st Floor Area | 2,339 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 43,647 sqft (1 acres) |
| Lot Dimensions | 280 ft deep x 156 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 659 sqft |
| Patio Area | 73 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Greenhouse | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6433 SPRUCE ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2024* COM AT SW COR BLK 6 FOREST GROVE SUB OF SECTION 21 TOWNSHIP 2 NORTH RANGE 28 WEST TH W 50 FT TH N 159.6 FT FOR POB TH CONT N 156 FT TH W 280 FT TH S 156 FT TH E 280 FT TO POB AS DES IN OR 4459 PG 1217 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 21 |
| Legal Block | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10506 |
Source: Santa Rosa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6433 SPRUCE ST, MILTON, FL 32570-6547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK |
| Apr 16, 2021 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Mar 30, 2004 · Amount on Record |
| Deed Document Number | 202355917 |
| Deed Book / Page | 4459 / 1217 |
| Prior Transfer Date | Apr 15, 2021 |
| Prior Transfer Doc | 0041040932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 6433 SPRUCE ST, MILTON, FL 32570-6547 |
| Document Number | 0044591217 |
| Book / Page | 4459 / 1217 |
| Instrument Date | Nov 8, 2023 |
| Instrument | 202355917 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,943.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13388 INDUSTRIAL PKWY, MARYSVILLE, OH 43040-9588 |
| Name | Verified Name |
|---|---|
| Address | 6433 SPRUCE ST, MILTON, FL 32570-6547 |
| Document Number | 0044591220 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 4459/1220 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 6433 SPRUCE ST, MILTON, FL 32570-6547 |
| Document Number | 0041040932 |
| Book / Page | 4104 / 932 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 202125126 |
| Record Updated | Jun 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6433 SPRUCE ST, MILTON, FL 32570-6547 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $278,439 (+5.16%) Land $17,500 Building $260,939 | $278,439 (+5.16%) Land $17,500 Building $260,939 | |
| 2024 | $3,176.00 (+153.47%) | $264,780 (+100.1%) Land $17,500 Building $247,280 | $264,780 (+31.45%) Land $17,500 Building $247,280 |
| 2023 | $1,253.00 (+2.7%) Homeowner's exemption | $132,325 (+3%) | $201,434 (+0.27%) Land $17,500 Building $183,934 |
| 2022 | $1,220.00 Homeowner's exemption | $128,471 | $200,889 Land $17,500 Building $183,389 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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