Monroe County property record for 6442 Centennial Dr, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2026) |
| Tax Bill | $2,608 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-520-055-00 |
| Primary APN | 02-520-055-00 |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|---|
| Lot Depth | 150 ft Depth |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6442 CENTENNIAL DR |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHS CENTENNIAL VILLAGE LOT 55 |
| Legal Subdivision | SMITHS CENTENNIAL VILLAGE |
| Legal Lot Number | 55 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 833900 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26863 CARRONADE DR, 11103, PERRYSBURG, OH 43551-6436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGENCY OF MONROE |
| May 30, 2019 | Deed of Trust, Mortgage · Line of Credit MORTGAGEE DIRECTIONS CU |
| Nov 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Deed Document Number | 20267922 |
| Prior Transfer Date | Sep 8, 2015 |
| Prior Transfer Doc | 0000020576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | May 4, 2026 |
| Property Address | 6442 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000007922 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.7922 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGENCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000007923, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..7923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 6442 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000009236 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6442 CENTENNIAL DR TEMPERANCE MI 481821122, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000009236 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 9236 |
| Name | MORTGAGEE DIRECTIONS CU |
|---|---|
| Address | SYLVANIA, OH 43560 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 3, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 9, 2018 |
| Property Address | 6442 CENTENNIAL DR, TEMPERANCE, MI 48182-1122 |
| Document Number | 0000020576 |
| Instrument Date | Sep 8, 2015 |
| Instrument | 20576 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6442 CENTENNIAL DR TEMPERANCE MI 481821122, TEMPERANCE, MI 48182-1122 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,500 (+12.62%) Land $153,500 | $307,000 (+12.62%) Land $307,000 | |
| 2025 | $2,608.00 (+12.27%) Homeowner's exemption | $136,300 (+26.44%) Land $136,300 | $272,600 (+26.44%) Land $272,600 |
| 2023 | $2,323.00 Homeowner's exemption | $107,800 | $215,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,500 / 2,500 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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