6382 Centennial Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6382 Centennial Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,506 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Sep 2022)
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-520-058-00`

Property Details

APN / Parcel Number

Primary APN	`02-520-058-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
Basement Area	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	150 ft deep x 131 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6382 CENTENNIAL DR
City	TEMPERANCE
State	MI
Zip	48182-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SMITHS CENTENNIAL VILLAGE LOT 58
Legal Subdivision	SMITHS CENTENNIAL VILLAGE
Legal Lot Number	58
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1024
Census Tract	833900

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Sep 11, 2017	Warranty Deed, Transfer · FHA Mortgage NOIC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	202217864
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 8, 2022
Property Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121
Document Number	0000017864
Map Reference	LB 13 PG 23&24
Instrument Date	Aug 31, 2022
Instrument	2022R17864
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6382 CENTENNIAL DR, 6382, TEMPERANCE, MI 48182-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121

Mortgage

Document Number	0000017865
Date	Sep 8, 2022
Instrument	2022R17865

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121

Mortgage

Document Number	0000021369
Date	Oct 12, 2020
Instrument	2020R21369

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022290
Date	Dec 19, 2019
Instrument	2019R22290

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 11, 2017
Property Address	6382 CENTENNIAL DR, TEMPERANCE, MI 48182-1121
Document Number	0000018434
Instrument Date	Sep 6, 2017
Instrument	18434
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14101 STATE ROUTE 64 METAMORA OH 435409710, METAMORA, OH 43540-9710

Mortgage

Document Number	18435
Date	Sep 11, 2017
Instrument	18435

Lender

Name	NOIC INC
Address	SYLVANIA, OH 43560

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,600 (+51.82%)	$291,200 (+51.82%)
2025	$1,196.00 (-48.58%) Homeowner's exemption
2023	$2,326.00 Homeowner's exemption	$95,900	$191,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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