6440 Winding Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 6440 Winding Way, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,828 sqft · built 1973
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Sep 2000)
Tax Bill$7,636 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN245-0291-018-0000

Property Details

APN / Parcel Number

Primary APN245-0291-018-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,828 sqft Living Area
1st Floor Area1,828 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area470 sqft
Parking Spaces2 Parking Spaces
Pool Area27,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6440 WINDING WAY
CityCARMICHAEL
StateCA
Zip95608-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRETT HILLS 08, LOT 18
Legal SubdivisionBARRETT HILLS 08
Legal Lot Number18
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1000
Census Tract7906

Owner

Source: Sacramento County records · APN 245-0291-018-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6440 WINDING WAY, CARMICHAEL, CA 95608-1137
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2000 · Amount on Record
Deed SaleSep 01, 2000 · Amount on Record
Deed Book / Page20000901 / 66
Last Transfer DateMar 04, 2005
Transfer Doc0000002892
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address6440 WINDING WAY, CARMICHAEL, CA 95608-1137
Document Number1902051016
Instrument DateDec 04, 2018
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address6440 WINDING WAY CARMICHAEL CA 956081137, CARMICHAEL, CA 95608-1137

Mortgage

Document Number1902051016
DateFeb 05, 2019
Instrument1902051016
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$265,835 (+2%) Land $82,983 Building $182,852
2025$7,636.00 (+0.87%) Homeowner's exemption$260,623 (+4.04%) Land $81,356 Building $179,267
2024$7,570.00 (+0.64%)
2023$7,522.00 (+0.97%) Homeowner's exemption$250,504 Land $78,198 Building $172,306
2022$7,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670079061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 396 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Succeed.Net, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Winding Way

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