6440 Main St, Georgetown, CA 95634 Property Records

El Dorado County property record for 6440 Main St, Georgetown, CA 95634

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1995
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$28,000 (Aug 1994)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-311-014-000`

Property Details

APN / Parcel Number

Primary APN	`061-311-014-000`
Alternative APNs	`06131114100` `0613111410`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	27,007 sqft (0.62 acres)
Terrain	Combination
Parking Spaces	1 Parking Space
Patio Area	1,008 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	6440 MAIN ST
City	GEORGETOWN
State	CA
Zip	95634-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	POR B 1 GEORGETOWN
Legal Subdivision	GEORGETOWN
Legal Block	1
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1005
Census Tract	30603

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 328, GEORGETOWN, CA 95634-0328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1994 · Amount on Record
Deed Sale	Aug 25, 1994 · Amount on Record
Deed Document Number	199449762
Deed Book / Page	4331 / 204
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6440 MAIN ST, GEORGETOWN, CA 95634
Transaction Type	Mortgage
Record Updated	Dec 7, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 328, GEORGETOWN, CA 95634-0328

Mortgage

Document Number	0000033341
Date	Nov 22, 2023
Instrument	2023-0033341

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6440 MAIN ST, GEORGETOWN, CA 95634
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 MAIN ST, GEORGETOWN, CA 95634

Mortgage

Document Number	0000002122
Date	Jan 11, 2022
Instrument	2022-0002122

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$179,844 (+2%) Land $47,947 Building $131,897
2025	$2,054.00 (+8.39%) Homeowner's exemption	$176,318 (+4.04%) Land $47,007 Building $129,311
2023	$1,895.00 (+1.66%) Homeowner's exemption	$169,474 Land $45,183 Building $124,291
2022	$1,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T DSL	10 / 1

May also be available: T-Mobile, Xfinity.

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