6406 Main St, Georgetown, CA 95634 Property Records

El Dorado County property record for 6406 Main St, Georgetown, CA 95634

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 1971
Lot Size	4.38 acres (191,228 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`061-311-058-000`

Property Details

APN / Parcel Number

Primary APN	`061-311-058-000`
Alternative APNs	`06131158100` `0613115810`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Lot Area	191,228 sqft
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	2,224 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	6406 MAIN ST
City	GEORGETOWN
State	CA
Zip	95634-9587
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1A
Legal Description	RS 21/81/1 GEORGETOWN
Legal Subdivision	GEORGETOWN
Legal Tract	1
Legal Lot Number	4
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1005
Census Tract	30603

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 10, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 4, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 4, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Apr 4, 2017	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020
Deed Sale	Sep 4, 2020
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	202047443
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	0000047443
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057084
Date	Dec 15, 2017
Instrument	2017-0057084

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587

Mortgage

Document Number	0000031934
Date	May 10, 2021
Instrument	2021-0031934

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 4, 2020
Property Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587
Document Number	0000047443
Instrument Date	Aug 28, 2020
Instrument	2020-0047443
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587

Mortgage

Document Number	0000047444
Date	Sep 4, 2020
Instrument	2020-0047444

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 4, 2017
Property Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587
Document Number	0000013379
Instrument Date	Mar 31, 2017
Instrument	13379
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6406 MAIN ST GEORGETOWN CA 95634, GEORGETOWN, CA 95634

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 4, 2017
Property Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587
Document Number	0000013380
Instrument Date	Mar 31, 2017
Instrument	2017-0013380
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6406 MAIN ST, GEORGETOWN, CA 95634-9587

Mortgage

Document Number	0000013381
Date	Apr 4, 2017
Instrument	2017-0013381

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,030 (+2%) Land $118,377 Building $229,653
2025	$3,853.00 (+6.55%) Homeowner's exemption	$341,206 (+4.04%) Land $116,056 Building $225,150
2024	$3,616.00 (+2.03%)
2023	$3,544.00 (+1.61%) Homeowner's exemption	$327,958 Land $111,550 Building $216,408
2022	$3,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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