6440 Lerna Rd, Mattoon, IL 61938 Property Records

Coles County property record for 6440 Lerna Rd, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 1987
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Dec 2020)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-0-00783-000`

Property Details

APN / Parcel Number

Primary APN	`06-0-00783-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Base Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	154,638 sqft (3.55 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6440 LERNA RD
City	MATTOON
State	IL
Zip	61938-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SEC 21 BK 1007 PG 215
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5008
Census Tract	200

Owner

Source: Coles County records · APN 06-0-00783-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6440 LERNA RD, MATTOON, IL 61938-9075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Dec 02, 2020	Warranty Deed, Construction Loan · Construction Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2020 · Amount on Record
Deed Sale	Dec 02, 2020 · Amount on Record
Deed Document Number	2020791654
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6440 LERNA RD, MATTOON, IL 61938-9075
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300808721
Date	Sep 21, 2023
Instrument	202300808721

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Dec 02, 2020
Property Address	6440 LERNA RD, MATTOON, IL 61938-9075
Document Number	202000791654
Instrument Date	Nov 30, 2020
Instrument	202000791654
Transaction Type	Construction Loan
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 EAST ROAD, 975, HERRICK, IL 62431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	143 WABASH AVE, MATTOON, IL 61938-4523

Mortgage

Document Number	202000791655
Date	Dec 02, 2020
Instrument	202000791655

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Sep 02, 2021

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,714.00 (+16.52%)	$33,583 (+22.32%) Land $9,406 Building $24,177	$100,749 (+22.32%) Land $28,218 Building $72,531
2023		$27,454 Land $7,689 Building $19,765	$82,362 Land $23,067 Building $59,295
2020	$1,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), as of July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170290002005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company.

Based on FCC filings for 20 locations within half a mile of this property.

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