6201 Lerna Rd, Mattoon, IL 61938 Property Records

Coles County property record for 6201 Lerna Rd, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 4,000 sqft · built 2009
Lot Size	5.12 acres (223,027 sqft)
Owner	Individual Name on File
Tax Bill	$6,491 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2022 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`06-0-00788-001`

Property Details

APN / Parcel Number

Primary APN	`06-0-00788-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	4,000 sqft Base Area
1st Floor Area	4,000 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	223,027 sqft (5.12 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6201 LERNA RD
City	MATTOON
State	IL
Zip	61938-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SEC 21 #713184
Legal Subdivision	THE THIRD PRINCIPAL MERIDIAN
Jurisdiction	COLES IL
Township / Civil Division	LAFAYETTE
Census Block Group	5
Census Block	5008
Census Tract	200

Owner

6201 Lerna Rd is owned and occupied by an individual who acquired it in February 2017.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6201 LERNA RD, MATTOON, IL 61938-4618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Feb 19, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Jan 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Jul 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Feb 8, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 3, 2017
Transfer Doc	0000768606
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 LERNA RD, MATTOON, IL 61938-4618

Mortgage

Document Number	202500819767
Date	Oct 29, 2025
Instrument	202500819767

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	1111 CHARLESTON AVE, MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 LERNA RD, MATTOON, IL 61938-4618

Mortgage

Document Number	202200801747
Date	Jun 17, 2022
Instrument	202200801747

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 LERNA RD, MATTOON, IL 61938-4618

Mortgage

Document Number	202100793476
Date	Mar 17, 2021
Instrument	202100793476

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate	2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 LERNA RD, MATTOON, IL 61938-4618

Mortgage

Document Number	202100793477
Date	Mar 17, 2021
Instrument	202100793477

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100792985
Date	Feb 19, 2021
Instrument	202100792985

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100792299
Date	Jan 6, 2021
Instrument	202100792299

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700771174
Date	Jul 11, 2017
Instrument	201700771174

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2032

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800775770
Date	Apr 23, 2018
Instrument	201800775770

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Interest

Rate Type	Fixed Rate

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Feb 8, 2017
Property Address	6201 LERNA RD, MATTOON, IL 61938-4618
Document Number	201700768606
Instrument Date	Feb 3, 2017
Instrument	201700768606
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 LERNA RD, MATTOON, IL 61938-4618

Tax Assessment & Valuation

The 2025 property tax bill for 6201 Lerna Rd was $6,491 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Lafayette Township
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,491.00	$110,447 Land $12,681 Building $97,766	$331,341 Land $38,043 Building $293,298
2023		$90,292 Land $10,367 Building $79,925	$270,876 Land $31,101 Building $239,775
2020	$5,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6201 Lerna Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6201 Lerna Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Watch TV.

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