6440 Hedgewick Ct, La Plata, MD 20646 Property Records

Charles County property record for 6440 Hedgewick Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,930 sqft · built 2019
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on File
Last Sale	$470,775 (Jan 2020)
Tax Bill	$15,653 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-091603`

Property Details

APN / Parcel Number

Primary APN	`01-091603`
Alternative APN	`091603`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	76,666 sqft
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	193 sqft
Deck Area	224 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	091603
Street Address	6440 HEDGEWICK CT
City	LA PLATA
State	MD
Zip	20646-3573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 46B 1.7697 AC NORMANDY FARMS SUB
Legal Subdivision	NORMANDY FARMS SUB
Legal Block	2
Legal Lot Number	46B
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2023
Census Tract	851003

Owner

6440 Hedgewick Ct is owned and occupied by two individuals who bought it in January 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6440 HEDGEWICK CT, LA PLATA, MD 20646-3573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Jan 8, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jul 19, 2019	Grant Deed, Construction Loan ATTORNEY ONLY
Jul 15, 2019	Loan Modification, Mortgage COMMUNITY BK/THE CHESAPEAKE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on File
Deed Sale	Jan 8, 2020 · Amount on File
Prior Sale	Jul 19, 2019 · Amount on File
Deed Book / Page	10942 / 183
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	6440 HEDGEWICK CT, LA PLATA, MD 20646-3573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112180355
Date	Jul 14, 2020
Book Page	11218/355

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

January 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 8, 2020
Property Address	6440 HEDGEWICK CT, LA PLATA, MD 20646-3573
Document Number	0109420183
Book / Page	10942 / 183
Map Reference	MB 58 FO 186
Instrument Date	Dec 20, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,707.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6440 HEDGEWICK CT, LA PLATA, MD 20646-3573

Mortgage

Document Number	10942188
Date	Jan 8, 2020
Instrument	10942/188

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 19, 2019
Property Address	6440 HEDGEWICK CT, LA PLATA, MD 20646-3573
Document Number	0107150169
Book / Page	010715 / 000169
Instrument Date	Jul 15, 2019
Transaction Type	Construction Loan
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12215 POTOMAC VIEW RD NEWBURG MD 206646307, NEWBURG, MD 20664-6307

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	6440 HEDGEWICK CT, LA PLATA, MD 20646-3573
Document Number	0107150174
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6440 HEDGEWICK CT LA PLATA MD 206463573, LA PLATA, MD 20646-3573

Mortgage

Document Number	0107150174
Date	Jul 19, 2019
Book Page	010715/000174

Lender

Name	COMMUNITY BK/THE CHESAPEAKE

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6440 Hedgewick Ct was $15,653 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,300 Land $141,000 Building $439,300	$580,300 Land $141,000 Building $439,300
2025	$15,653.00
2023	$6,494.00	$463,200 Land $141,000 Building $322,200	$463,200 Land $141,000 Building $322,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6440 Hedgewick Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6440 Hedgewick Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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