6435 Hedgewick Ct, La Plata, MD 20646 Property Records

Charles County property record for 6435 Hedgewick Ct, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,907 sqft · built 2020
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$557,132 (Jan 2021)
Tax Bill	$23,412 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-091700`

Property Details

APN / Parcel Number

Primary APN	`01-091700`
Alternative APN	`091700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,907 sqft Living Area
Gross Area	3,567 sqft
1st Floor Area	1,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,469 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	091700
Street Address	6435 HEDGEWICK CT
City	LA PLATA
State	MD
Zip	20646-3572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 56B 1.4853 AC NORMANDY FARMS SUB
Legal Subdivision	NORMANDY FARMS SUB
Legal Block	2
Legal Lot Number	56B
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2023
Census Tract	851003

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 10, 2020	Loan Modification, Mortgage COMMUNITY BK/THE CHESAPEAKE
Jul 23, 2020	Grant Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jul 23, 2020 · Amount on Record
Deed Book / Page	11555 / 369
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	Jul 17, 2026
Property Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572
Document Number	1414000193
Book / Page	14143 / 193
Instrument Date	Jul 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	TOWNSGATE CLOSING SERVICES L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572

Mortgage

Document Number	1414000193,
Date	Jul 17, 2026
Book Page	14143/193

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 19, 2021
Property Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572
Document Number	0115550369
Book / Page	11555 / 369
Map Reference	MB 58 FO 186
Instrument Date	Jan 12, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,571.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572

Mortgage

Document Number	11555374
Date	Jan 19, 2021
Instrument	11555/374

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572
Document Number	0112360033
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0112360033
Date	Jul 23, 2020
Book Page	011236/000033

Lender

Name	COMMUNITY BK/THE CHESAPEAKE

Agreement

Amount	Amount Recorded

July 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jul 23, 2020
Property Address	6435 HEDGEWICK CT, LA PLATA, MD 20646-3572
Document Number	0112360028
Book / Page	011236 / 000028
Instrument Date	Jul 10, 2020
Transaction Type	Construction Loan
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6435 HEDGEWICK CT LA PLATA MD 206463572, LA PLATA, MD 20646-3572

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,000 (+23.37%) Land $138,800 Building $446,200	$585,000 (+23.37%) Land $138,800 Building $446,200
2025	$23,412.00 (+175.44%)
2023	$8,500.00	$474,200 Land $138,800 Building $335,400	$474,200 Land $138,800 Building $335,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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