6440 Gerald Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 6440 Gerald Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1962
Lot Size	1.52 acres (66,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (Mar 1998)
Tax Bill	$6,146 (2025)
Deeds & Mortgages	May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-014-00-032-00`

Property Details

APN / Parcel Number

Primary APN	`48-014-00-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,224 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	66,246 sqft (1.52 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6440 GERALD RD
City	ASHTABULA
State	OH
Zip	44004-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 12--28
Legal Subdivision	SAYBROOK
Legal Lot Number	28
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	1
Census Block	1004
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6440 GERALD RD, ASHTABULA, OH 44004-8960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 1998 · Amount on Record
Deed Sale	Mar 27, 1998 · Amount on Record
Last Transfer Date	May 11, 2018
Transfer Doc	0000004684
Record Updated	Sep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 15, 2018
Property Address	6440 GERALD RD, ASHTABULA, OH 44004-8960
Document Number	0000004684
Book / Page	000659 / 001224
Instrument Date	May 11, 2018
Instrument	4684
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	FRANKLIN BLAIR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6440 GERALD RD ASHTABULA OH 440048960, ASHTABULA, OH 44004-8960

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,146.00 (+81.78%)	$73,430 (-) Land $8,190 Building $65,240	$209,800 (-) Land $23,400 Building $186,400
2023	$3,381.00 (+19.51%) Homeowner's exemption	$73,430 (+38.84%) Land $8,190 Building $65,240	$209,800 (+38.85%) Land $23,400 Building $186,400
2022	$2,829.00 Homeowner's exemption	$52,890 Land $6,300 Building $46,590
2020			$151,100 Land $18,000 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20