644 West Ave, Clermont, FL 34711 Property Records

Lake County property record for 644 West Ave, Clermont, FL 34711

Property Summary

Property Type	Commercial Office
Details	2 bd · 2 ba · 1,424 sqft · built 1925
Lot Size	0.244 acres (10,625 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jul 2021)
Tax Bill	$5,147 (2024)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-25-0100-095-01000`

Property Details

APN / Parcel Number

Primary APN	`24-22-25-0100-095-01000`
Alternative APNs	`252224010009501000` `1758645`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Gross Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Asphalt
Lot Area	10,625 sqft (0.244 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Wood Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1758645
Street Address	644 WEST AVE
City	CLERMONT
State	FL
Zip	34711-2136
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	CBD
Legal Description	CLERMONT LOT 10 N 1/2 OF E 125 FT OF LOT 11 BLK 95 PB 8 PG 17 ORB 5749 PG 1056
Legal Range	25E
Legal Township	22S
Legal Section	24
Legal Subdivision	CLERMONT
Legal Tract	0100
Legal Block	95
Legal Lot Number	10
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2025
Census Tract	31312

Owner

644 West Ave, a commercial property, is owned by a company that bought it in July 2021.

Source: Lake County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	644 WEST AVE, CLERMONT, FL 34711-2136
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTHERN BANK
Jul 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MAINSTREET COMMUNITY BANK OF FLORID
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202195641
Deed Book / Page	5749 / 1056
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	0051630385
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	644 WEST AVE, CLERMONT, FL 34711-2136
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 W LAKESHORE DR, CLERMONT, FL 34711-2933

Mortgage

Document Number	0064300713
Date	Nov 14, 2024
Book Page	6430/713
Instrument	2024133367

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	FLORENCE, AL 35630

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 13, 2021
Property Address	644 WEST AVE, CLERMONT, FL 34711-2136
Document Number	0057491056
Book / Page	5749 / 1056
Map Reference	MB 8 PG 17-23
Instrument Date	Jul 1, 2021
Instrument	2021095641
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 120448, CLERMONT, FL 34712-0448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 WEST AVE, CLERMONT, FL 34711-2136

Mortgage

Document Number	0057491058
Date	Jul 13, 2021
Instrument	5749/1058

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORID
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Aug 31, 2018
Property Address	644 WEST AVE, CLERMONT, FL 34711-2136
Document Number	0051630385
Book / Page	005163 / 000385
Instrument Date	Aug 1, 2018
Instrument	102561
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 120448 CLERMONT FL 347120448, CLERMONT, FL 34712-0448

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,064 (-0.08%) Land $155,550 Building $162,514	$318,064 (-0.08%) Land $155,550 Building $162,514
2025		$318,308 Land $155,550 Building $162,758	$318,308 Land $155,550 Building $162,758
2024	$5,147.00 (+3.94%)
2023	$4,952.00 (+10.51%)	$285,759 (+10.98%)	$285,759 (+10.98%) Land $106,064 Building $179,695
2022	$4,481.00	$257,487	$257,487 Land $89,994 Building $167,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 West Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 West Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

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