Kane County property record for 644 Watson St, Aurora, IL 60505 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,722 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $142,500 (Dec 2023) |
| Tax Bill | $5,444 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Jan 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-27-406-010 |
| Primary APN | 15-27-406-010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 3,278 sqft |
| Basement Area | 980 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Street Address | 644 WATSON ST |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-5244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIDWELLS ADDN LOT 9 BLK 8 LOT DIMENSIONS: 66 X 132 APPROX LOT SQ FT 8712 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001 |
| Legal Subdivision | BIDWELLS ADDN |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 854301 |
Source: Kane County records · APN 15-27-406-010
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 427 SOUTH AVE, AURORA, IL 60505-4721 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 17, 2024 | Deed of Trust, Mortgage · Commercial Mortgage OAKTREE FUNDING CORP |
| Jan 09, 2024 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Dec 18, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Jan 24, 2007 · Amount on Record |
| Deed Document Number | 202343987 |
| Prior Transfer Date | Dec 07, 2018 |
| Prior Transfer Doc | 0000000796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 644 WATSON ST, AURORA, IL 60505-5244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000020823 |
|---|---|
| Date | Jun 17, 2024 |
| Instrument | 2024K020823 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | CHANDLER, AZ 85226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 644 WATSON ST, AURORA, IL 60505-5244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000909 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 2024K000909 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 18, 2023 |
| Property Address | 644 WATSON ST, AURORA, IL 60505-5244 |
| Document Number | 0000043987 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023K043987 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 721 ALLEN ST, SANDWICH, IL 60548-1305 |
| Name | Verified Name |
|---|---|
| Address | 427 SOUTH AVE, AURORA, IL 60505-4721 |
| Investor | Possibly a Property Investor |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,444.00 (+8.58%) | ||
| 2024 | $5,014.00 (+27.07%) | $73,151 (+26.26%) Land $9,203 Building $63,948 | $219,541 (+26.31%) Land $27,620 Building $191,921 |
| 2022 | $3,946.00 (+1.96%) Homeowner's exemption | $57,936 (+7.41%) Land $7,503 Building $50,433 | $173,808 (+7.41%) Land $22,509 Building $151,299 |
| 2021 | $3,870.00 Homeowner's exemption | $53,939 Land $6,985 Building $46,954 | $161,817 Land $20,955 Building $140,862 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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