633 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 633 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Jun 2025)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-405-023`

Property Details

APN / Parcel Number

Primary APN	`15-27-405-023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,040 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Open Porch

Location & Zoning

Street Address	633 WATSON ST
City	AURORA
State	IL
Zip	60505-5243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIDWELLS ADDN : LOT 12 BLK 7
Legal Subdivision	BIDWELLS ADDN
Legal Block	7
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5009
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	765 SPRUCE ST, ELMIRA, NY 14904-2105
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LEADER ONE FINANCIAL CORP
Apr 22, 2021	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	202522664
Prior Transfer Date	Oct 24, 2002
Prior Transfer Doc	0000136075
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	633 WATSON ST, AURORA, IL 60505-5243
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095222
Date	Dec 23, 2021
Instrument	2021K095222

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 22, 2021
Property Address	633 WATSON ST, AURORA, IL 60505-5243
Document Number	0000031487
Instrument Date	Mar 9, 2021
Instrument	2021K031487
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 WATSON ST, AURORA, IL 60505-5243

Mortgage

Document Number	0000031488
Date	Apr 22, 2021
Instrument	2021K031488

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Mortgage

Document Number	0000031489
Date	Apr 22, 2021
Instrument	2021K031489

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,028.00 (+21.22%)	$69,689 (+9.39%) Land $10,067 Building $59,622	$209,151 (+9.39%) Land $30,213 Building $178,938
2024		$63,707 (+28.06%) Land $9,203 Building $54,504	$191,197 (+28.11%) Land $27,620 Building $163,577
2022	$3,323.00 (+2.12%) Homeowner's exemption	$49,748 (+7.41%) Land $7,503 Building $42,245	$149,244 (+7.41%) Land $22,509 Building $126,735
2021	$3,254.00 Homeowner's exemption	$46,316 Land $6,985 Building $39,331	$138,948 Land $20,955 Building $117,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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