644 Waterfall Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 644 Waterfall Rd, Sparta, NC 28675

Property Summary

Property TypeOther Improved
Lot Size2.81 acres (122,404 sqft)
Owner2 Individual Names on File
Last Sale$37,000 (Oct 2020)
Tax Bill$759 (2025)
Deeds & MortgagesOct 2020 Sale
Flood ZoneZone X (minimal risk)
APN3968923746

Property Details

APN / Parcel Number

Primary APN3968923746
Alternative APN
  • 80322

Exterior

Architectural StyleMobile Home
Lot Area122,404 sqft (2.81 acres)

Exterior Amenities

PorchSlab
Porch Area240 sqft
Deck Area480 sqft
Shed1 Shed
Shed Area80 sqft
Canopy400 sqft

Location & Zoning

Account Number80322
Street Address644 WATERFALL RD
CitySPARTA
StateNC
Zip28675-9461
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeF1
Legal Description#4 STERN TED
Legal SubdivisionSTERN, THEODORE S. & ALVA D. PROPERTY
Legal Block448
Legal Lot Number4
JurisdictionALLEGHANY NC
Township / Civil DivisionWHITEHEAD
Census Block Group3
Census Block3018
Census Tract950300

Owner

Source: Alleghany County records · APN 3968923746

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address644 WATERFALL RD, SPARTA, NC 28675-9461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Deed Document Number20202359
Deed Book / Page412 / 205
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateOct 14, 2020
Property Address644 WATERFALL RD, SPARTA, NC 28675-9461
Document Number000412/205
Book / Page412 / 205
Map ReferenceMB H PG 485
Instrument DateOct 14, 2020
Instrument2359
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

AmountAmount Recorded
Tax$74.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address266 CHESTNUT HILL LN, 266, SPARTA, NC 28675-8421

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2412, ASHEBORO, NC 27204-2412

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$146,200 (+181.7%) Land $49,200 Building $97,000$146,200 (+181.7%) Land $49,200 Building $97,000
2025$759.00
2023$51,900 Land $42,700 Building $9,200$51,900 Land $42,700 Building $9,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Nearby Properties on Waterfall Rd

Nearby Streets

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