1087 Waterfall Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 1087 Waterfall Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,666 sqft · built 2003
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Mar 2018)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3968832267`

Property Details

APN / Parcel Number

Primary APN	`3968832267`
Alternative APNs	`78899` `84097`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,666 sqft Living Area
1st Floor Area	1,236 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	1,236 sqft
Unfinished Basement	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Logs
Lot Area	47,045 sqft (1.08 acres)
Porch	Open Porch
Deck Area	528 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	84097
Street Address	1087 WATERFALL RD
City	SPARTA
State	NC
Zip	28675-8925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#32 DEER TRACK
Legal Subdivision	DEER TRACK
Legal Tract	32
Legal Block	038
Legal Lot Number	32
Jurisdiction	ALLEGHANY NC
Township / Civil Division	WHITEHEAD
Census Block Group	3
Census Block	3016
Census Tract	950300

Owner

Source: Alleghany County records · APN 3968832267

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1087 WATERFALL RD, SPARTA, NC 28675-8925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA
Sep 03, 2019	Deed of Trust, Mortgage · Balloon Mortgage WELLS FARGO BANK NA
Mar 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	2018461
Deed Book / Page	391 / 525
Last Transfer Date	Jul 15, 2024
Transfer Doc	000445/361
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jun 01, 2026
Property Address	1087 WATERFALL RD, SPARTA, NC 28675-8925
Document Number	0000003695
Book / Page	455 / 2144
Instrument Date	Jun 01, 2026
Instrument	20263695
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 WATERFALL RD, SPARTA, NC 28675-8925
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1087 WATERFALL RD, SPARTA, NC 28675-8925
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000391/0000000528
Date	Mar 29, 2018
Book Page	0000000391/0000000528
Instrument	000000000462

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	1087 WATERFALL RD, SPARTA, NC 28675-8925
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402/358
Date	Sep 03, 2019
Book Page	402/358
Instrument	1823

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Mar 29, 2018
Property Address	1087 WATERFALL RD, SPARTA, NC 28675-8925
Document Number	391/525
Book / Page	391 / 525
Instrument Date	Mar 23, 2018
Instrument	000000000461
Transaction Type	Transfer
Record Updated	Jul 09, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 WATERFALL RD, SPARTA, NC 28675-8925

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,800 (-) Land $26,300 Building $264,500	$290,800 (-) Land $26,300 Building $264,500
2025	$1,921.00	$290,800 (-) Land $26,300 Building $264,500
2023		$290,800 Land $26,300 Building $264,500	$290,800 (-) Land $26,300 Building $264,500
2021			$290,800 Land $26,300 Building $264,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), as of July 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370059503003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Crouse, Elbert, Farmstead listed 1982 · 5 contributing resources · NRIS 82003423

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Waterfall Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures