644 W Cephus Rd, Draper, UT 84020 Property Records

Salt Lake County property record for 644 W Cephus Rd, Draper, UT 84020

Property Summary

Property TypeSingle Family Home
Details9 bd · 5.75 ba · 5,746 sqft · built 2003
Lot Size0.85 acres (37,026 sqft)
OwnerIndividual Name on Record
Tax Bill$6,854 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-36-101-011

Property Details

APN / Parcel Number

Primary APN27-36-101-011
Alternative APN
  • 27-36-101-011-0000

Interior

Bedrooms9 Beds
Full Baths5.75 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Stories2 Stories
Building Area5,746 sqft Living Area
Gross Area6,971 sqft
1st Floor Area1,999 sqft
Upper Floors Area1,720 sqft
Basement Area2,068 sqft
Finished Basement2,027 sqft
Unfinished Basement41 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2019
Architectural StyleModern
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area37,026 sqft (0.85 acres)
TerrainRolling
View / LotInterior
Garage TypeAttached
Garage Area1,064 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchCovered Porch
Porch Area120 sqft
Deck Area56 sqft
Patio Area625 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address644 W CEPHUS RD
CityDRAPER
StateUT
Zip84020-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1144
Legal DescriptionLOT 15, GALENA HILLS PHASE 1. 7385-13 8470-8676 8534-4945 8563-6479 8745-4575 8751-5908 10416-4198
Legal Range1W
Legal Township3S
Legal Section36
Legal SubdivisionGALENA HILLS PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number15
JurisdictionSALT LAKE UT
Township / Civil DivisionSALT LAKE CITY
Census Block Group2
Census Block2052
Census Tract112825

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address644 W CEPHUS RD, DRAPER, UT 84020-2306
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2020Deed of Trust, Mortgage · Line of Credit
ZB NA
Jan 14, 2022Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO
Mar 25, 2020Deed of Trust, Mortgage
INTERCAP LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2022
Deed SaleJan 14, 2022
Prior SaleMar 30, 2016 · Amount on Record
Deed Document Number202213870645
Deed Book / Page11295 / 117
Prior Transfer DateFeb 5, 2002
Prior Transfer Doc0008143835
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address644 W CEPHUS RD, DRAPER, UT 84020-2306
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyFIRST AMERICAN TITLE INS API

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013498586
DateDec 15, 2020
Book Page11080/4557
Instrument13498586
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term304 Months
DueApr 1, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address644 W CEPHUS RD, DRAPER, UT 84020-2306
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyINWEST TITLE SRVS SLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 W CEPHUS RD, DRAPER, UT 84020-2306

Mortgage

Document Number0013362979
DateAug 17, 2020
Book Page10999/9032
Instrument13362979
Lender
NameZB NA
TypeBank
AddressDRAPER, UT 84020
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALT LAKE UT
Recording DateJan 14, 2022
Property Address644 W CEPHUS RD, DRAPER, UT 84020-2306
Document Number0013870645
Book / Page11295 / 117
Instrument DateJan 14, 2022
Instrument13870645
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyUS TITLE INSURANCE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 W CEPHUS RD, DRAPER, UT 84020-2306

Mortgage

Document Number0013870889
DateJan 14, 2022
Instrument13870889
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address644 W CEPHUS RD, DRAPER, UT 84020-2306
Document Number0013229616
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyVANGUARD TITLE-UNION PK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address644 W CEPHUS RD DRAPER UT 840202306, DRAPER, UT 84020-2306

Mortgage

Document Number0013229616
DateMar 30, 2020
Book Page010918/000698
Instrument13229616
Lender
NameINTERCAP LNDG
AddressDRAPER, UT 84020
Agreement
AmountAmount Recorded
Term300 Months
DueMar 29, 2045

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateUtah
CountySalt Lake County
MunicipalityDraper City
Unified School DistrictCanyons School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,854.00 Homeowner's exemption$1,333,200 (+83.54%) Land $280,200 Building $1,053,000$1,333,200 (+0.95%) Land $280,200 Building $1,053,000
2024$6,854.00 (-1.58%)
2023$6,964.00 (+16.18%) Homeowner's exemption$726,385 Land $149,820 Building $576,565$1,320,700 Land $272,400 Building $1,048,300
2022$5,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 99% of Utah
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRAPER CITY WATER SYSTEM
serves 23,205 people · EPA ID UTAH18133
Water SourcePurchased surface water from JORDAN VALLEY WCD
Last State InspectionApr 2025
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, CenturyLink, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

Nearby Properties on W Cephus Rd

Nearby Streets

Search Property Records by Address or Parcel Number