Salt Lake County property record for 637 W Cephus Rd, Draper, UT 84020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 4,119 sqft · built 2002 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $783,981 (Jul 2021) |
| Tax Bill | $4,832 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-36-103-007 |
| Primary APN | 27-36-103-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,119 sqft Living Area |
| Gross Area | 5,471 sqft |
| 1st Floor Area | 2,119 sqft |
| Basement Area | 2,119 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 119 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 1,108 sqft |
| Driveway | Concrete Driveway |
| Porch | Covered Porch |
|---|---|
| Porch Area | 125 sqft |
| Deck Area | 328 sqft |
| Patio Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 637 W CEPHUS RD |
|---|---|
| City | DRAPER |
| State | UT |
| Zip | 84020-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1144 |
| Legal Description | LOT 12, GALENA HILLS PHASE 1. 7385-0013 8513-8074 9221-5083 10454-8731 10980-7577 |
| Legal Range | 1W |
| Legal Township | 3S |
| Legal Section | 36 |
| Legal Subdivision | GALENA HILLS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SALT LAKE UT |
| Township / Civil Division | SALT LAKE CITY |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 112825 |
Source: Salt Lake County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Dec 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Prior Sale | Jul 17, 2020 · Amount on Record |
| Deed Document Number | 202113716776 |
| Deed Book / Page | 11205 / 9115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Recording Date | Apr 15, 2026 |
| Property Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Document Number | 0014528970 |
| Book / Page | 11655 / 4881 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202614528970 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Document Number | 0014528970, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 11655/4881 |
| Instrument | 202614528970 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 4, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 0013857873 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 11288/3830 |
| Instrument | 13857873 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 3, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Recording Date | Jul 14, 2021 |
| Property Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Document Number | 0013716776 |
| Book / Page | 11205 / 9115 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 13716776 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LSI TITLE COMPANY, LSI TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Document Number | 0013716777 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 13716777 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Recording Date | Jul 17, 2020 |
| Property Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Document Number | 0013330994 |
| Book / Page | 10980 / 7577 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 13330994 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 637 W CEPHUS RD, 637, DRAPER, UT 84020-2307 |
| Name | Verified Name |
|---|---|
| Address | 637 W CEPHUS RD, DRAPER, UT 84020-2307 |
| Document Number | 0013330995 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 13330995 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Salt Lake County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Salt Lake County |
| Municipality | Draper City |
| Unified School District | Canyons School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,832.00 (-4.03%) | $940,000 (+85.23%) Land $263,600 Building $676,400 | $940,000 (+1.87%) Land $263,600 Building $676,400 |
| 2024 | $5,035.00 (+3.49%) | ||
| 2023 | $4,865.00 (-0.18%) Homeowner's exemption | $507,485 Land $140,910 Building $366,575 | $922,700 Land $256,200 Building $666,500 |
| 2022 | $4,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 99% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRAPER CITY WATER SYSTEM serves 23,205 people · EPA ID UTAH18133 |
|---|---|
| Water Source | Purchased surface water from JORDAN VALLEY WCD |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.
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