Montgomery County property record for 644 Symphony Woods Dr, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 1986 |
| Lot Size | 0.395 acres (17,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $716,000 (Apr 2026) |
| Tax Bill | $7,403 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02089913 |
| Primary APN | 05-02089913 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 17,202 sqft (0.395 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02089913 |
|---|---|
| Street Address | 644 SYMPHONY WOODS DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-5025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | DUMONT OAKS |
| Legal Subdivision | DUMONT OAKS |
| Legal Block | B |
| Legal Lot Number | 66 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 701506 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 6, 2026 | Deed, Transfer · Conventional Mortgage FIRST ARIZONA MORTGAGE LLC |
| Jun 21, 2019 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 1, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2019 · Amount on Record |
| Deed Book / Page | 70326 / 373 |
| Prior Transfer Date | May 24, 2020 |
| Prior Transfer Doc | 0607890004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0639980307 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 63998/307 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 6, 2026 |
| Property Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Document Number | 7032000373 |
| Book / Page | 70326 / 373 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | TTG TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $723,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Document Number | 7032000381, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 70326/381 |
| Name | FIRST ARIZONA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 21, 2019 |
| Property Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Document Number | 0577540034 |
| Book / Page | 57754 / 034 |
| Map Reference | MB 114 PL 13442 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | MONARCH TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,666.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Document Number | 57754041 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 57754/041 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 644 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025 |
| Document Number | 0545450244 |
| Book / Page | 054545 / 000244 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 644 SYMPHONY WOODS DR SILVER SPRING MD 209015025, SILVER SPRING, MD 20901-5025 |
| Document Number | 0545450244 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 054545/000244 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706,600 (+7.59%) Land $236,200 Building $470,400 | $706,600 (-) Land $236,200 Building $470,400 | |
| 2025 | $7,403.00 (-0.42%) | $656,767 (+17.89%) | $706,600 (+26.84%) Land $236,200 Building $470,400 |
| 2024 | $7,434.00 (+28.73%) | ||
| 2023 | $557,100 Land $236,200 Building $320,900 | $557,100 Land $236,200 Building $320,900 | |
| 2022 | $5,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures