632 Symphony Woods Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 632 Symphony Woods Dr, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,788 sqft · built 1986
Lot Size0.396 acres (17,242 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jun 1995)
Tax Bill$7,873 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-02089946

Property Details

APN / Parcel Number

Primary APN05-02089946
Alternative APN
  • 02089946

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,788 sqft Living Area
Gross Area3,294 sqft
1st Floor Area1,548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,242 sqft (0.396 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area238 sqft
Deck Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02089946
Street Address632 SYMPHONY WOODS DR
CitySILVER SPRING
StateMD
Zip20901-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionDUMONT OAKS
Legal SubdivisionDUMONT OAKS
Legal BlockB
Legal Lot Number69
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group2
Census Block2000
Census Tract701506

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address632 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
LAFAYETTE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 1995 · Amount on Record
Deed SaleJun 9, 1995 · Amount on Record
Deed Book / Page13443 / 533
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address632 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025

Mortgage

Document Number0660930399
DateAug 1, 2022
Book Page66093/399
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address632 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0626490043
DateApr 20, 2021
Book Page62649/43
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address632 SYMPHONY WOODS DR, SILVER SPRING, MD 20901-5025
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0582590496
DateOct 8, 2019
Book Page58259/496
Lender
NameLAFAYETTE FCU
TypeCredit Union
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$750,500 (+7.59%) Land $236,400 Building $514,100$750,500 (-) Land $236,400 Building $514,100
2025$7,873.00 (+29.92%)$697,567 (+17.89%)$750,500 (+26.84%) Land $236,400 Building $514,100
2023$591,700 Land $236,400 Building $355,300$591,700 Land $236,400 Building $355,300
2022$6,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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