Limestone County property record for 644 Summit Lakes Dr, Athens, AL 35613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,866 sqft · built 2019 |
| Owner | Individual Name on File |
| Last Sale | $208,553 (Sep 2019) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005151000027000 |
| Primary APN | 1005151000027000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Dimensions | 123 ft deep x 57.1 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 149 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 11007494 |
|---|---|
| Street Address | 644 SUMMIT LAKES DR |
| City | ATHENS |
| State | AL |
| Zip | 35613-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES PHASE I LOT 27 |
| Legal Subdivision | SUMMIT LAKES |
| Legal Lot Number | 27 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 20900 |
Source: Limestone County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 644 SUMMIT LAKES DR, ATHENS, AL 35613-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on Record |
| Deed Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 0201962695 |
| Deed Book / Page | 2019 / 62695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Sep 24, 2019 |
| Property Address | 644 SUMMIT LAKES DR, ATHENS, AL 35613-2740 |
| Document Number | 2019/62695 |
| Book / Page | 2019 / 62695 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 644 SUMMIT LAKES DR, ATHENS, AL 35613-2740 |
| Document Number | 2019/62697 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 2019/62697 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption | $29,700 (+6.3%) | $296,900 (+6.3%) Land $49,100 Building $247,800 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $27,940 | $279,300 Land $45,000 Building $234,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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