Limestone County property record for 627 Summit Lakes Dr, Athens, AL 35613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,827 sqft · built 2008 |
| Lot Size | 0.31 acres (13,410 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,500 (Feb 2026) |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jan 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1005151000001103 |
| Primary APN | 1005151000001103 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,410 sqft (0.31 acres) |
| Lot Dimensions | 195 ft deep x 68.8 ft wide |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 105 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 11007412 |
|---|---|
| Street Address | 627 SUMMIT LAKES DR |
| City | ATHENS |
| State | AL |
| Zip | 35613-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES PHASE I LOT 3 |
| Legal Range | 04W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | SUMMIT LAKES |
| Legal Lot Number | 3 |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 20900 |
Source: Limestone County records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 627 SUMMIT LAKES DR, ATHENS, AL 35613-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 5, 2021 | Warranty Deed, Construction Loan · Construction Mortgage INTERLINC MORTGAGE SERVICES LL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Jan 5, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Prior Transfer Date | Jun 25, 2008 |
| Prior Transfer Doc | 2008/39313 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Feb 18, 2026 |
| Property Address | 627 SUMMIT LAKES DR, ATHENS, AL 35613-2735 |
| Document Number | 2026/14112 |
| Book / Page | 2026 / 14112 |
| Map Reference | MB G PG 177 |
| Instrument Date | Feb 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 DUSTIN LN NW, MADISON, AL 35757-6927 |
| Name | Verified Name |
|---|---|
| Address | 627 SUMMIT LAKES DR, ATHENS, AL 35613-2735 |
| Document Number | 2026014115 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026/014115 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2026/14115 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 2026/14115 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jan 5, 2021 |
| Property Address | 627 SUMMIT LAKES DR, ATHENS, AL 35613-2735 |
| Document Number | 02021/1340 |
| Book / Page | 2021 / 1340 |
| Map Reference | MB G PG 177 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20271 GILL CREST RD, ATHENS, AL 35614-4578 |
| Name | Verified Name |
|---|---|
| Address | 627 SUMMIT LAKES DR, ATHENS, AL 35613-2735 |
| Document Number | 202100134220210013 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 2021/00134220210013 |
| Name | INTERLINC MORTGAGE SERVICES LL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Limestone County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Athens City |
| County | Limestone County |
| Unified School District | Athens City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 (+2.27%) Homeowner's exemption | $34,040 (+2.22%) | $340,300 (+2.19%) Land $60,000 Building $280,300 |
| 2024 | $1,279.00 (+2.98%) Homeowner's exemption | $33,300 (+2.84%) | $333,000 (+2.84%) Land $57,200 Building $275,800 |
| 2023 | $1,242.00 (+18.97%) Homeowner's exemption | $32,380 (+18%) | $323,800 (+18.05%) Land $55,000 Building $268,800 |
| 2022 | $1,044.00 Homeowner's exemption | $27,440 | $274,300 Land $63,200 Building $211,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1980–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Chlorine dioxide resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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