Eagle County property record for 644 Spruce St, Red Cliff, CO 81649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1915 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R000310 |
| Primary APN | R000310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft |
| Flooring | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,879 sqft (0.112 acres) |
| Porch | Porch |
| Porch Area | 108 sqft |
| Heating System | HVAC |
|---|
| Account Number | R000310 |
|---|---|
| Old Parcel Number | 220519402010 |
| Street Address | 644 SPRUCE ST |
| City | RED CLIFF |
| State | CO |
| Zip | 81649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED CLIFF BLOCK: J LOT: 48 THRU:- LOT: 50 BK-0168 PG-0023 QCD 08-28-61 |
| Legal Township | 220 |
| Legal Subdivision | RED CLIFF |
| Legal Block | J |
| Legal Lot Number | 48-50 |
| Jurisdiction | EAGLE CO |
| Township / Civil Division | MINTURN-RED CLIFF |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 600 |
644 Spruce St is held in a trust since October 2017.
Source: Eagle County records, as of March 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 141 W MEADOW DR UNIT 2, 2, VAIL, CO 81657-4070 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2017 |
| Transfer Doc | 0000020193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAGLE CO |
| Recording Date | Oct 20, 2017 |
| Property Address | 644 SPRUCE ST, RED CLIFF, CO 81649 |
| Document Number | 0000020193 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 20193 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 141 W MEADOW DR #2 VAIL CO 816574070, 2, VAIL, CO 81657-4070 |
The 2025 property tax bill for 644 Spruce St was $771.
Source: Eagle County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Eagle County |
| Municipality | Red Cliff Town |
| Unified School District | Eagle County School District RE 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 | $9,110 Land $9,060 Building $50 | $145,760 Land $144,910 Building $850 |
| 2023 | $562.00 | $6,990 Land $6,950 Building $40 | $104,280 Land $103,720 Building $560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1987–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Spruce St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 49% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RED CLIFF serves 469 people · EPA ID CO0119671 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Vero Fiber Fixed Wireless | 75 / 75 |
| CenturyLink DSL | 10 / 1 |
No cell data coverage reported
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