Eagle County property record for 584 Spruce St, Red Cliff, CO 81649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1919 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (May 2002) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R001090 |
| Primary APN | R001090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,108 sqft (0.255 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Shed Area | 437 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | R001090 |
|---|---|
| Old Parcel Number | 220519402008 |
| Street Address | 584 SPRUCE ST |
| City | RED CLIFF |
| State | CO |
| Zip | 81649-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED CLIFF BLOCK: J LOT: 42 THRU:- LOT: 45 BK-0166 PG-0529 |
| Legal Township | 220 |
| Legal Subdivision | RED CLIFF |
| Legal Block | J |
| Legal Lot Number | 42-45 |
| Jurisdiction | EAGLE CO |
| Township / Civil Division | MINTURN-RED CLIFF |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 600 |
584 Spruce St is owned by an individual who bought it in May 2002.
Source: Eagle County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 161, RED CLIFF, CO 81649-0161 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2002 · Amount on File |
| Deed Sale | May 20, 2002 · Amount on File |
| Deed Document Number | 796051 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAGLE CO |
| Property Address | 584 SPRUCE ST, RED CLIFF, CO 81649-5015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012631 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 202112631 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 584 Spruce St was $2,404.
Source: Eagle County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Eagle County |
| Municipality | Red Cliff Town |
| Unified School District | Eagle County School District RE 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 | $28,400 Land $11,870 Building $16,530 | $454,350 Land $189,950 Building $264,400 |
| 2023 | $2,073.00 | $25,770 Land $12,170 Building $13,600 | $384,670 Land $181,700 Building $202,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 584 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1987–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 584 Spruce St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 42% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RED CLIFF serves 469 people · EPA ID CO0119671 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Vero Fiber Fixed Wireless | 75 / 75 |
| CenturyLink DSL | 10 / 1 |
No cell data coverage reported
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