Wayne County and Ontario Town property record for 644 Ridge Rd, Ontario, NY 14519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1964 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,032 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| APN | 0087-03 |
| Primary APN | 0087-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 146 ft deep x 195 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 416 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0087-03 |
|---|---|
| Street Address | 644 RIDGE RD |
| City | ONTARIO |
| State | NY |
| Zip | 14519-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | 29117-11-601573 |
| Legal Block | 11 |
| Legal Lot Number | 630.578 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20105 |
644 Ridge Rd is owned and occupied by an individual who acquired it in March 2000.
Source: Wayne County and Ontario Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 RIDGE RD, ONTARIO, NY 14519-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2000 |
| Transfer Doc | 0976000738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 644 RIDGE RD, ONTARIO, NY 14519-9166 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00R9317352 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | R9317352 |
| Name | TOMPKINS COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 644 Ridge Rd was $4,032 with a homeowner's exemption, up 1.2% from the year before.
Source: Wayne County and Ontario Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Ontario Town |
| Unified School District | Wayne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,032.00 (+1.23%) Homeowner's exemption | ||
| 2025 | $3,983.00 | $132,100 Land $26,500 Building $105,600 | $183,472 Land $36,806 Building $146,666 |
| 2023 | $132,100 Land $26,500 Building $105,600 | $157,262 Land $31,548 Building $125,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 644 Ridge Rd; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO TOWN BENEFIT AREA #1 serves 10,136 people · EPA ID NY5801233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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