Wayne County and Ontario Town property record for 635 Ridge Rd, Ontario, NY 14519
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,239 sqft · built 1963 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,251 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Refinance + 1 more |
| APN | 0956-04 |
| Primary APN | 0956-04 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,239 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 239 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0956-04 |
|---|---|
| Street Address | 635 RIDGE RD |
| City | ONTARIO |
| State | NY |
| Zip | 14519-9166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | 29117-11-589594 |
| Legal Block | 11 |
| Legal Lot Number | 618.601 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20105 |
635 Ridge Rd is owned and occupied by two individuals.
Source: Wayne County and Ontario Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 RIDGE RD, ONTARIO, NY 14519-9166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Apr 25, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 635 RIDGE RD, ONTARIO, NY 14519-9166 |
| Document Number | 00R9352377 |
| Instrument Date | May 22, 2026 |
| Instrument | 20269352377 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 635 RIDGE RD, ONTARIO, NY 14519-9166 |
| Document Number | 0009352377, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20269352377 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 635 RIDGE RD, ONTARIO, NY 14519-9166 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00R9325540 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | R9325540 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 635 RIDGE RD, ONTARIO, NY 14519-9166 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | R9227241 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | R9227241 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 635 Ridge Rd was $4,251 with exemptions applied, up 1.1% from the year before.
Source: Wayne County and Ontario Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Ontario Town |
| Unified School District | Wayne Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,251.00 (+1.14%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,203.00 | $144,100 Land $20,500 Building $123,600 | $200,139 Land $28,472 Building $171,667 |
| 2023 | $144,100 Land $20,500 Building $123,600 | $171,548 Land $24,405 Building $147,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 635 Ridge Rd; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO TOWN BENEFIT AREA #1 serves 10,136 people · EPA ID NY5801233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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