Currituck County property record for 644 Ocean Front Arch, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,940 sqft · built 1997 |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2017) |
| Tax Bill | $7,290 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9944-08-7508 |
| Primary APN | 9944-08-7508 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,940 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 297 sqft |
| Porch | Porch |
| Porch Area | 571 sqft |
| Patio Area | 626 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000145608 |
|---|---|
| Street Address | 644 OCEAN FRONT ARCH |
| City | COROLLA |
| State | NC |
| Zip | 27927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN SANDS LOT 4 SECT O |
| Legal Subdivision | OCEAN SANDS |
| Legal Lot Number | 4 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 110101 |
Source: Currituck County records · APN 9944-08-7508
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 316 HUNTERS RUN DR, BEL AIR, MD 21015-6146 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2017 · Amount on Record |
| Deed Sale | Sep 28, 2017 · Amount on Record |
| Deed Document Number | 0001420584 |
| Deed Book / Page | 1420 / 584 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 644 OCEAN TRL, COROLLA, NC 27927 |
| Document Number | 0016230043 |
| Instrument Date | May 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TITLE INSURANCE PRODUCER, TITLE INS PRODUCER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 644 OCEAN FRONT ARCH COROLLA NC 27927, COROLLA, NC 27927 |
| Document Number | 0016230043 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 001623/000043 |
| Instrument | 364367 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 28, 2017 |
| Property Address | 644 OCEAN TRL, COROLLA, NC 27927 |
| Document Number | 0014200584 |
| Book / Page | 1420 / 584 |
| Map Reference | CAB E SL154&155 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 331614 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 HUNTERS RUN, 51, OAKLAND, NJ 07436-2346 |
| Name | Verified Name |
|---|---|
| Address | 1316 HENDERSON CT, BEL AIR, MD 21014-2571 |
| Document Number | 0014200586 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 1420/586 |
| Instrument | 331615 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,290.00 (+0.22%) | $619,000 (-) Land $275,000 Building $344,000 | |
| 2024 | $7,274.00 (+7.78%) | $619,000 (-) Land $275,000 Building $344,000 | |
| 2023 | $6,749.00 (+27.58%) | $619,000 (-) Land $275,000 Building $344,000 | $619,000 (-) Land $275,000 Building $344,000 |
| 2022 | $5,290.00 | $619,000 Land $275,000 Building $344,000 | $619,000 (-) Land $275,000 Building $344,000 |
| 2021 | $619,000 Land $275,000 Building $344,000 |
Source: FEMA National Flood Hazard Layer, Currituck County (37053C), as of June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370531101011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC6027001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN OUTER BANKS WTR SYST serves 8,209 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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