640 Ocean Front Arch, Corolla, NC 27927 Property Records

Currituck County property record for 640 Ocean Front Arch, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 3,446 sqft · built 1997
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 1997)
Tax Bill	$8,136 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9944-08-8613`

Property Details

APN / Parcel Number

Primary APN	`9944-08-8613`
Alternative APNs	`126A0000006000O` `000034699` `9944-08`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,446 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Lot Area	5,227 sqft (0.119 acres)
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000034699
Street Address	640 OCEAN FRONT ARCH
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OCEAN SANDS LOT 6 SECT O
Legal Subdivision	OCEAN SANDS
Legal Lot Number	6
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	12 CAPTAIN LAWRENCE DR, SOUTH SALEM, NY 10590-1211
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 1997 · Amount on Record
Deed Sale	Aug 13, 1997 · Amount on Record
Deed Document Number	0000409175
Record Updated	Jun 8, 2026

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 30, 2019
Property Address	640 OCEAN TRL, COROLLA, NC 27927
Document Number	0015150085
Book / Page	001515 / 000085
Instrument Date	Dec 16, 2019
Instrument	348211
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2020
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15672 RYDER CUP DR HAYMARKET VA 201696165, HAYMARKET, VA 20169-6165

Mortgage

Document Number	15150087
Date	Dec 30, 2019
Book Page	001515/000087
Instrument	348212

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,136.00 (+0.2%)	$715,300 (-) Land $350,000 Building $365,300
2024	$8,120.00 (+7.81%)	$715,300 (-) Land $350,000 Building $365,300
2023	$7,532.00 (+27.81%)	$715,300 (-) Land $350,000 Building $365,300	$715,300 (-) Land $350,000 Building $365,300
2022	$5,893.00	$715,300 Land $350,000 Building $365,300	$715,300 (-) Land $350,000 Building $365,300
2021			$715,300 Land $350,000 Building $365,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20