644 Oak St, Carmi, IL 62821 Property Records

White County property record for 644 Oak St, Carmi, IL 62821

Property Summary

Property Type	Single Family Home
Lot Size	0.084 acres (3,685 sqft)
Owner	Company Name on File
Tax Bill	$1,601 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-14-431-019`

Property Details

APN / Parcel Number

Primary APN	`13-14-431-019`
Alternative APN	`CA234410`

Exterior

Lot Area	3,685 sqft (0.084 acres)

Location & Zoning

Street Address	644 OAK ST
City	CARMI
State	IL
Zip	62821-1262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 025 BLK 000 PLT 010 ROY F BACHMAN ADDITION S/2 (261-244) 2010-633 2019-13196
Legal Subdivision	ROY F BACHMAN ADDITION
Legal Lot Number	25
Jurisdiction	WHITE IL
Township / Civil Division	CARMI
Census Block Group	1
Census Block	1022
Census Tract	958100

Owner

Source: White County records · APN 13-14-431-019

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	202 12TH ST, CARMI, IL 62821-1316
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: White County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carmi City
County	White County
County Subdivision	Carmi Township
Unified School District	Carmi-White County Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+7.88%)		$73,542 (+27.29%) Land $7,962 Building $65,580
2024		$24,514 (+27.29%) Land $2,654 Building $21,860
2022	$1,484.00	$19,259 Land $2,085 Building $17,174	$57,777 Land $6,255 Building $51,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, White County (17193C), as of February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171939581001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable One Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 380 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1930100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARMI serves 6,307 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.