White County property record for 638 Oak St, Carmi, IL 62821
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Nov 2023) |
| Tax Bill | $1,547 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-431-021 |
| Primary APN | 13-14-431-021 |
|---|---|
| Alternative APN |
|
| Street Address | 638 OAK ST |
|---|---|
| City | CARMI |
| State | IL |
| Zip | 62821-1262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 028 BLK 000 PLT 010 ROY F BACHMAN ADDITION (323-222) 2010-8005 |
| Legal Subdivision | ROY F BACHMAN ADDITION |
| Legal Lot Number | 28 |
| Jurisdiction | WHITE IL |
| Township / Civil Division | CARMI |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 958100 |
Source: White County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 OAK ST, CARMI, IL 62821-1262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on Record |
| Deed Sale | Nov 7, 2023 · Amount on Record |
| Deed Document Number | 20239686 |
| Record Updated | Jun 8, 2026 |
Source: White County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Carmi City |
| County | White County |
| County Subdivision | Carmi Township |
| Unified School District | Carmi-White County Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,547.00 (+96.07%) | $89,022 (+27.29%) Land $14,148 Building $74,874 | |
| 2024 | $29,674 (+27.29%) Land $4,716 Building $24,958 | ||
| 2022 | $789.00 Homeowner's exemption Senior Citizen's exemption | $23,313 Land $3,705 Building $19,608 | $69,939 Land $11,115 Building $58,824 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMI serves 6,307 people · EPA ID IL1930100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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