Hamilton County property record for 644 Oak Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1898 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (Apr 2018) |
| Tax Bill | $4,429 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0007-0278-00 |
| Primary APN | 592-0007-0278-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 2,300 sqft |
| 1st Floor Area | 860 sqft |
| 2nd Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,578 sqft (0.151 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 126 sqft |
| Patio Area | 78 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 644 OAK AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC WENTWORTH AVE-OAK ST 0.151 AC |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 22602 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 644 OAK AVE, CINCINNATI, OH 45215-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES FIRST SAVINGS BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage PEOPLES FIRST SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on Record |
| Deed Sale | Apr 2, 2018 · Amount on Record |
| Prior Sale | Sep 6, 2012 · Amount on Record |
| Deed Document Number | 201826472 |
| Prior Transfer Date | Dec 28, 2009 |
| Prior Transfer Doc | 0000000872 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 644 OAK AVE, CINCINNATI, OH 45215-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000074877 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 14720/1037 |
| Instrument | 2022-0074877 |
| Name | PEOPLES FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 644 OAK AVE, CINCINNATI, OH 45215-2716 |
| Document Number | 0000121879 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 644 OAK AVE CINCINNATI OH 452152716, CINCINNATI, OH 45215-2716 |
| Document Number | 0000121879 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 014299/000596 |
| Instrument | 121879 |
| Name | PEOPLES FIRST SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | MASON, OH 45040 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 18, 2040 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,429.00 (+2.36%) | $72,723 (-) Land $17,598 Building $55,125 | $207,780 (-) Land $50,280 Building $157,500 |
| 2024 | $4,327.00 (+8.5%) | $72,723 (-) Land $17,598 Building $55,125 | |
| 2023 | $3,988.00 (-20.29%) | $72,723 (+1.85%) Land $17,598 Building $55,125 | $207,780 (+1.85%) Land $50,280 Building $157,500 |
| 2022 | $5,003.00 | $71,401 Land $12,660 Building $58,741 | |
| 2020 | $204,000 Land $36,170 Building $167,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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