Hamilton County property record for 640 Oak Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,579 sqft · built 2013 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Aug 2012) |
| Tax Bill | $6,469 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0007-0149-00 |
| Primary APN | 592-0007-0149-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 2,593 sqft |
| 1st Floor Area | 741 sqft |
| 2nd Floor Area | 838 sqft |
| Basement Area | 741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 640 OAK AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ES OAK AV 0.124 AC |
| Legal Subdivision | GREENWOOD |
| Legal Lot Number | 200 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 22602 |
640 Oak Ave is owned and occupied by two individuals who bought it in August 2012.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 OAK AVE, CINCINNATI, OH 45215-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2012 · Amount on File |
| Deed Sale | Aug 27, 2012 · Amount on File |
| Prior Sale | Dec 2, 1997 · Amount on File |
| Deed Document Number | 2012108571 |
| Deed Book / Page | 12101 / 213 |
| Prior Transfer Date | Nov 27, 1997 |
| Prior Transfer Doc | 0000185889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 640 OAK AVE, CINCINNATI, OH 45215-2716 |
| Document Number | 0000015882 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 OAK AVE CINCINNATI OH 452152716, CINCINNATI, OH 45215-2716 |
| Document Number | 0000015882 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 014106/000071 |
| Instrument | 15882 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 17, 2035 |
The 2025 property tax bill for 640 Oak Ave was $6,469, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,469.00 (+2.44%) | $106,317 (+%) Land $17,266 Building $89,051 | $303,760 Land $49,330 Building $254,430 |
| 2024 | $6,315.00 (+8.47%) | $106,315 (-) Land $17,265 Building $89,050 | |
| 2023 | $5,822.00 (+2.9%) | $106,315 (+30.43%) Land $17,265 Building $89,050 | $303,760 Land $49,330 Building $254,430 |
| 2022 | $5,658.00 Homeowner's exemption | $81,512 Land $12,415 Building $69,097 | |
| 2020 | $232,890 Land $35,470 Building $197,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 640 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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