644 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 644 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,180 sqft · built 1902
Lot Size	0.179 acres (7,808 sqft)
Owner	2 Company Names on File
Last Sale	$227,000 (Feb 2026)
Tax Bill	$923 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-15-353-028`

Property Details

APN / Parcel Number

Primary APN	`15-15-353-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	2,330 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	7,808 sqft (0.179 acres)
Lot Dimensions	144 ft deep x 54.2 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	644 OAK AVE
City	AURORA
State	IL
Zip	60506-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 4TH ADD : LOT 4 BLK 3
Legal Subdivision	H H EVANS 4TH ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853200

Owner

644 Oak Ave is owned by a company that bought it in February 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	385 N PARK AVE, AURORA, IL 60506-2316
Owner Type	Company
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Mar 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Deed Document Number	20264443
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	0000012852
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 2, 2026
Property Address	644 OAK AVE, AURORA, IL 60506-3112
Document Number	0000004443
Instrument Date	Nov 19, 2025
Instrument	2026K004443
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	644 OAK AVE, AURORA, IL 60506-3112

Mortgage

Document Number	0000004444
Date	Feb 2, 2026
Instrument	2026K004444

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2020
Property Address	644 OAK AVE, AURORA, IL 60506-3112
Document Number	0000012852
Instrument Date	Feb 3, 2020
Instrument	12852
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	644 OAK AVE AURORA IL 605063112, AURORA, IL 60506-3112

Tax Assessment & Valuation

The 2025 property tax bill for 644 Oak Ave was $923, down 6.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00 (-6.2%) Homeowner's exemption Senior Citizen's exemption	$75,049 (+9.95%) Land $10,441 Building $64,608	$225,237 (+9.95%) Land $31,336 Building $193,902
2024	$984.00 Homeowner's exemption	$68,255 Land $9,545 Building $58,710	$204,847 Land $28,646 Building $176,200
2022	$1,543.00 (-3.08%) Homeowner's exemption	$55,643 (+7.41%) Land $7,781 Building $47,862	$166,929 (+7.41%) Land $23,343 Building $143,586
2021	$1,592.00 Homeowner's exemption	$51,804 Land $7,244 Building $44,560	$155,412 Land $21,732 Building $133,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 644 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 644 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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