641 Oak Ave, Aurora, IL 60506 Property Records

Kane County property record for 641 Oak Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,820 sqft · built 1910
Lot Size	0.179 acres (7,815 sqft)
Owner	Individual Name on Record
Last Sale	$177,500 (Jul 2004)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-15-354-004`

Property Details

APN / Parcel Number

Primary APN	`15-15-354-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	3,130 sqft
Basement Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,815 sqft (0.179 acres)
Lot Dimensions	144 ft deep x 54.3 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	641 OAK AVE
City	AURORA
State	IL
Zip	60506-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 4TH ADDN LOT 6 BLK 2 LOT DIMENSIONS: 54.27 X 144 APPROX LOT SQ FT 7815 SUBDIVISION: ILL AV-W PARK-LAKE-GRAND RANGE CODE: 001
Legal Subdivision	ILL AV-W PARK-LAKE-GRAND
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853200

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 OAK AVE, AURORA, IL 60506-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit ABBOTT LABORATORIES EMP CU
Dec 11, 2018	Loan Modification, Mortgage · Conventional Mortgage CENLAR FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2004 · Amount on Record
Deed Sale	Jul 14, 2004 · Amount on Record
Prior Sale	Apr 22, 1999 · Amount on Record
Deed Document Number	200494292
Prior Transfer Date	Mar 7, 1998
Prior Transfer Doc	0000037943
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 OAK AVE, AURORA, IL 60506-3111
Document Number	0000048774
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	641 OAK AVE AURORA IL 605063111, AURORA, IL 60506-3111

Mortgage

Document Number	0000048774
Date	Oct 15, 2019
Instrument	48774

Lender

Name	ABBOTT LABORATORIES EMP CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	641 OAK AVE, AURORA, IL 60506-3111
Document Number	0000003550
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	641 OAK AVE AURORA IL 605063111, AURORA, IL 60506-3111

Mortgage

Document Number	0000003550
Date	Jan 28, 2019
Instrument	3550

Lender

Name	CENLAR FSB
Type	Federal Savings Bank
Address	O'FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	468 Months
Due	Jan 27, 2058

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,417.00 (+11%) Homeowner's exemption	$80,937 (+9.39%) Land $10,441 Building $70,496	$242,908 (+9.39%) Land $31,336 Building $211,573
2024		$73,990 (+22.67%) Land $9,545 Building $64,445	$222,059 (+22.72%) Land $28,646 Building $193,412
2022	$4,880.00 (+6.5%) Homeowner's exemption	$60,318 (+7.41%) Land $7,781 Building $52,537	$180,954 (+7.41%) Land $23,343 Building $157,611
2021	$4,582.00 Homeowner's exemption	$56,157 Land $7,244 Building $48,913	$168,471 Land $21,732 Building $146,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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