644 Niagara Dr, Bolingbrook, IL 60440 Property Records

Will County property record for 644 Niagara Dr, Bolingbrook, IL 60440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1979
Lot Size	0.157 acres (6,818 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Aug 2017)
Tax Bill	$8,138 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-12-329-018`

Property Details

APN / Parcel Number

Primary APN	`12-02-12-329-018`
Alternative APN	`02123290180000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,818 sqft (0.157 acres)
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	644 NIAGARA DR
City	BOLINGBROOK
State	IL
Zip	60440-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLOCK 53 IN CHERRYWOOD EAST, A SUB OF PRT OF THE E1/2 SW1/4 SEC 12 T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	12
Legal Subdivision	CHERRYWOOD EAST
Legal Block	53
Legal Lot Number	14
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	2
Census Block	2001
Census Tract	880112

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	644 NIAGARA DR, BOLINGBROOK, IL 60440-2541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit NEIGHBORHOOD LOANS
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD LOANS
Aug 25, 2017	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Prior Sale	Feb 14, 2011
Deed Document Number	201767190
Prior Transfer Date	Dec 31, 2010
Prior Transfer Doc	0000017294
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	644 NIAGARA DR, BOLINGBROOK, IL 60440-2541
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 NIAGARA DR, BOLINGBROOK, IL 60440-2541
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048433
Date	Sep 3, 2025
Instrument	R2025048433

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jun 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	644 NIAGARA DR, BOLINGBROOK, IL 60440-2541
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000113350
Date	Oct 15, 2021
Instrument	R2021113350

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 25, 2017
Property Address	644 NIAGARA DR, BOLINGBROOK, IL 60440-2541
Document Number	0000067190
Map Reference	DOC R78-00768
Instrument Date	Aug 3, 2017
Instrument	R2017067190
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 NIAGARA DR, BOLINGBROOK, IL 60440-2541
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067191
Date	Aug 25, 2017
Instrument	R2017067191

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bolingbrook Village
County	Will County
County Subdivision	Du Page Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,138.00 (+20.94%)	$98,817 (+8.2%) Land $18,652 Building $80,165	$296,451 (+8.2%) Land $55,956 Building $240,495
2024		$91,328 (+23.28%) Land $17,238 Building $74,090	$273,984 (+23.28%) Land $51,714 Building $222,270
2022	$6,729.00 Homeowner's exemption	$74,084 Land $13,983 Building $60,101	$222,252 Land $41,949 Building $180,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WEST SUBURBAN private · serves 73,978 people · EPA ID IL1974151
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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