643 Niagara Dr, Bolingbrook, IL 60440 Property Records

Will County property record for 643 Niagara Dr, Bolingbrook, IL 60440 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,112 sqft · built 1979
Lot Size	0.139 acres (6,062 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2017)
Tax Bill	$8,106 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-12-330-002`

Property Details

APN / Parcel Number

Primary APN	`12-02-12-330-002`
Alternative APN	`02123300020000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,062 sqft (0.139 acres)
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	643 NIAGARA DR
City	BOLINGBROOK
State	IL
Zip	60440-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 52 IN CHERRYWOOD EAST, A SUB OF PRT OF THE E1/2 SW1/4 SEC 12 T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	12
Legal Subdivision	CHERRYWOOD EAST
Legal Block	52
Legal Lot Number	17
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	2
Census Block	2007
Census Tract	880112

Owner

Source: Will County records · APN 12-02-12-330-002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Apr 04, 2017	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2017 · Amount on Record
Deed Sale	Apr 04, 2017 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	201726349
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	643 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 NIAGARA DR, BOLINGBROOK, IL 60440-2540

Mortgage

Document Number	0000005889
Date	Jan 18, 2022
Instrument	R2022005889

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 01, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 04, 2017
Property Address	643 NIAGARA DR, BOLINGBROOK, IL 60440-2540
Document Number	0000026349
Instrument Date	Feb 28, 2017
Instrument	26349
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8259 OCONNOR DR #1E RIVER GROVE IL 601711214, 1E, RIVER GROVE, IL 60171-1214

Mortgage

Document Number	26350
Date	Apr 04, 2017
Instrument	26350

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bolingbrook Village
County	Will County
County Subdivision	Du Page Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,106.00 (+20.93%)
2024		$90,996 (+23.28%) Land $17,238 Building $73,758	$272,988 (+23.28%) Land $51,714 Building $221,274
2022	$6,703.00 Homeowner's exemption	$73,814 Land $13,983 Building $59,831	$221,442 Land $41,949 Building $179,493

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978801122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 499 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Niagara Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures